708 Spring St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 708 Spring St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,088 sqft · built 1978
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2025)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Line of Credit + 1 more
APN	`WINC M:9 B:0 L:110`

Property Details

APN / Parcel Number

Primary APN	`WINC M:9 B:0 L:110`
Alternative APN	`WCDN M:9 B:0 L:110`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	3,692 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	708 SPRING ST
City	WINCHENDON
State	MA
Zip	01475-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	110
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1040
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	708 SPRING ST, WINCHENDON, MA 01475-2121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 28, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Deed Document Number	202542316
Deed Book / Page	72041 / 37
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Recording Date	Jul 8, 2026
Property Address	708 SPRING ST, WINCHENDON, MA 01475-2121
Document Number	0000056691
Book / Page	73838 / 243
Instrument Date	Jun 25, 2026
Instrument	202656691
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SPRING ST, WINCHENDON, MA 01475-2121

Mortgage

Document Number	0000056691,
Date	Jul 8, 2026
Book Page	73838/243
Instrument	202656691

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	708 SPRING ST, WINCHENDON, MA 01475-2121
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073065-334
Date	Jan 9, 2026
Book Page	73065/334
Instrument	1872

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	May 28, 2025
Property Address	708 SPRING ST, WINCHENDON, MA 01475-2121
Document Number	0072041-37
Book / Page	72041 / 37
Instrument Date	May 28, 2025
Instrument	42316
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 SPRING ST, WINCHENDON, MA 01475-2121

Mortgage

Document Number	0000042317
Date	May 28, 2025
Instrument	42317

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+5.46%)	$348,600 (+12.56%) Land $42,000 Building $306,600	$392,730 (-8.15%)
2024	$3,884.00 (+42.79%)	$309,700 (+52.56%) Land $40,200 Building $269,500	$427,595
2023	$2,720.00	$203,000 Land $39,400 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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