708 Spool Wheel Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 708 Spool Wheel Rd, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,054 sqft · built 2004
Lot Size	3.55 acres (155,074 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Nov 2023)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004000-03-118`

Property Details

APN / Parcel Number

Primary APN	`004000-03-118`
Alternative APN	`0400003118`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,054 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	155,074 sqft (3.55 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0400003118
Street Address	708 SPOOL WHEEL RD
City	GILBERT
State	SC
Zip	29054-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP REF:MB 9967 PG 94
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1023
Census Tract	21310

Owner

Source: Lexington County records · APN 004000-03-118

Assessment roll updated September 13, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	708 SPOOL WHEEL RD, GILBERT, SC 29054-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Nov 06, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 06, 2023 · Amount on Record
Deed Sale	Nov 06, 2023 · Amount on Record
Deed Document Number	2023039504
Deed Book / Page	21081 / 1659
Record Updated	Jun 07, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	708 SPOOL WHEEL RD, GILBERT, SC 29054-9363
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110305826
Date	Apr 29, 2024
Book Page	21103/5826
Instrument	2024014810

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	PO BOX 5846, COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	708 SPOOL WHEEL RD, GILBERT, SC 29054-9363
Transaction Type	Mortgage
Record Updated	Apr 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2109901921
Date	Mar 27, 2024
Book Page	21099/1921
Instrument	2024010452

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 06, 2023
Property Address	708 SPOOL WHEEL RD, GILBERT, SC 29054-9363
Document Number	2108101659
Book / Page	21081 / 1659
Map Reference	MB 21079 PG 3812
Instrument Date	Oct 30, 2023
Instrument	2023039504
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,833.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 SPOOL WHEEL RD, GILBERT, SC 29054-9363

Mortgage

Document Number	2023039505
Date	Nov 06, 2023
Instrument	2023039505

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated September 13, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2023	$11,025 Land $2,864 Building $8,161	$275,627 Land $71,600 Building $204,027

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spool Wheel Rd

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