DeKalb County property record for 708 Somonauk St, Sycamore, IL 60178
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,538 sqft · built 1870 |
| Lot Size | 0.758 acres (33,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Nov 2025) |
| Tax Bill | $14,304 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-32-456-025 |
| Primary APN | 06-32-456-025 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,733 sqft |
| Basement Area | 805 sqft |
| Finished Basement | 805 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Material | Asphalt |
| Lot Area | 33,020 sqft (0.758 acres) |
| Lot Dimensions | 254 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Porch | Enclosed Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0632456025 |
|---|---|
| Street Address | 708 SOMONAUK ST |
| City | SYCAMORE |
| State | IL |
| Zip | 60178-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1001 - TUCKERS SUBDIVISION |
| Legal Subdivision | TUCKERS SUBDIVISION |
| Legal Lot Number | 1001 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sycamore Historic District listed 1978 · 187 contributing resources · NRIS 78003104 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
708 Somonauk St is owned and occupied by two individuals who bought it in November 2025.
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 SOMONAUK ST, SYCAMORE, IL 60178-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · SBA Mortgage BYLINE BANK |
| Nov 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on File |
| Deed Sale | Nov 3, 2025 · Amount on File |
| Prior Sale | Mar 11, 2014 · Amount on File |
| Deed Document Number | 20258815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 708 SOMONAUK ST, SYCAMORE, IL 60178-2209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 708 SOMONAUK ST, SYCAMORE, IL 60178-2209 |
| Document Number | 0000015748 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021015748 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Address | BROOKFIELD, WI 53005 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 3, 2025 |
| Property Address | 708 SOMONAUK ST, SYCAMORE, IL 60178-2209 |
| Document Number | 0000008815 |
| Map Reference | DOC 85-003207 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025008815 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 708 SOMONAUK ST, SYCAMORE, IL 60178-2209 |
| Document Number | 0000008816 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025008816 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Municipality | Sycamore City |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,381 (+6.36%) Land $38,759 Building $150,622 | $568,143 (+6.36%) Land $116,277 Building $451,866 | |
| 2024 | $14,304.00 Homeowner's exemption | $178,056 (+9.51%) Land $36,441 Building $141,615 | $534,168 (+9.51%) Land $109,323 Building $424,845 |
| 2023 | $162,593 Land $33,276 Building $129,317 | $487,779 Land $99,828 Building $387,951 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 708 Somonauk St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 708 Somonauk St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SYCAMORE serves 18,500 people · EPA ID IL0370550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: DNA Communications, Verizon.
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