708 Shadowlake Rd, Norman, OK 73071 Property Records

Cleveland County property record for 708 Shadowlake Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2024)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK5 3 2001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK5 3 2001`
Alternative APNs	`R0136924` `136924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,793 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Frame/Masonry/Veneer
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	136924
Street Address	708 SHADOWLAKE RD
City	NORMAN
State	OK
Zip	73071-6896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 5 LOT 2 BLOCK 3
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	3
Legal Lot Number	2
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

Source: Cleveland County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 8, 2024	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	202432466
Deed Book / Page	6739 / 744
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Apr 15, 2026
Property Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896
Document Number	0000010342
Book / Page	6949 / 463
Instrument Date	Apr 6, 2026
Instrument	202610342
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896

Mortgage

Document Number	0000010342,
Date	Apr 15, 2026
Book Page	6949/463
Instrument	202610342

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 8, 2024
Property Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896
Document Number	00R2024502
Book / Page	6622 / 1175
Instrument Date	Jan 2, 2024
Instrument	R 2024 502
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896

Mortgage

Document Number	00R2024503
Date	Jan 8, 2024
Instrument	R 2024 503

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 27, 2020
Property Address	708 SHADOWLAKE RD, NORMAN, OK 73071-6896
Document Number	0000030119
Book / Page	006107 / 000257
Instrument Date	Aug 21, 2020
Instrument	30119
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SHADOWLAKE RD NORMAN OK 730716896, NORMAN, OK 73071-6896

Mortgage

Document Number	30120
Date	Aug 27, 2020
Book Page	006107/000258
Instrument	30120

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77086

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (+36.42%) Homeowner's exemption	$29,333 (+34.81%) Land $4,225 Building $25,108	$244,446 (+25.72%) Land $35,216 Building $209,230
2023	$2,493.00 Homeowner's exemption	$21,759 Land $3,805 Building $17,954	$194,433 Land $34,000 Building $160,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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