708 S State St, Lamoni, IA 50140 Property Records

Decatur County property record for 708 S State St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,494 sqft · built 1925
Lot Size	3.52 acres (153,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jan 2025)
Tax Bill	$3,882 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1310427001`

Property Details

APN / Parcel Number

Primary APN	`1310427001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,494 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	153,567 sqft (3.52 acres)
Garage Type	Detached
Garage Area	512 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	708 S STATE ST
City	LAMONI
State	IA
Zip	50140-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NICHOLSONS ADDN. LOT S 1, 2, & 3 BLK 2 & LOTS 8, 9 & 10 BLK 2 & E 40' OF N 318' OF PRAIRIE AVE.
Legal Subdivision	NICHOLSONS ADD
Legal Block	2
Legal Lot Number	S,8-10
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3032
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 S STATE ST, LAMONI, IA 50140-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	2025122
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Aug 6, 2020
Property Address	708 S STATE ST, LAMONI, IA 50140-1719
Document Number	0020200946
Instrument Date	Jun 18, 2020
Instrument	2020-0946
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 N MAPLE ST, LAMONI, IA 50140-1147

Mortgage

Document Number	0020200947
Date	Aug 6, 2020
Instrument	2020-0947

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00	$188,230 (-) Land $41,080 Building $147,150	$188,230 (-) Land $41,080 Building $147,150
2025	$3,882.00 (-10.35%)	$188,230 (+2.86%) Land $41,080 Building $147,150	$188,230 (+2.86%) Land $41,080 Building $147,150
2024	$4,330.00 (+102.91%)
2023		$183,000 Land $36,080 Building $146,920	$183,000 Land $36,080 Building $146,920
2021	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 86% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20