708 S Point Rd, Belmont, NC 28012 Property Records

Gaston County property record for 708 S Point Rd, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,261 sqft · built 1939
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2009)
Tax Bill	$5,719 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15049E02900`

Property Details

APN / Parcel Number

Primary APN	`15049E02900`
Alternative APNs	`1562731` `187366`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,261 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 S POINT RD
City	BELMONT
State	NC
Zip	28012-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	A J RANKIN ESTATE L P/10-11 15 049E 029 00 000
Legal Subdivision	A J RANKIN ESTATE
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3011
Census Tract	32403

Owner

708 S Point Rd is owned and occupied by two individuals who bought it in September 2009.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 S POINT RD, BELMONT, NC 28012-4048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2009 · Amount on File
Deed Sale	Sep 25, 2009 · Amount on File
Deed Book / Page	4484 / 2291
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	708 S POINT RD, BELMONT, NC 28012-4048
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050381560
Date	Apr 29, 2019
Book Page	5038/1560

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 708 S Point Rd was $5,719.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,719.00	$542,690 Land $50,000 Building $492,690
2023	$5,779.00	$542,690 Land $50,000 Building $492,690
2021			$319,360 Land $40,000 Building $279,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 S Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 S Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELMONT serves 17,477 people · EPA ID NC0136015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30