708 S Main St, Fredericktown, MO 63645 Property Records

Madison County property record for 708 S Main St, Fredericktown, MO 63645

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,568 sqft · built 1917
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Tax Bill$1,139 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jun 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-4.0-17-001-009-016.000

Property Details

APN / Parcel Number

Primary APN07-4.0-17-001-009-016.000
Alternative APN
  • 4241

Interior

Bedrooms4 Beds
Total Rooms9 Rooms
Stories2 Stories
Building Area2,568 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area20,473 sqft (0.47 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Utility Building80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address708 S MAIN ST
CityFREDERICKTOWN
StateMO
Zip63645-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 23 WARDS ADDN SUR 2075
Legal Range07
Legal Township33
Legal Section17
Legal SubdivisionWARDS ADD
Legal Lot Number23
JurisdictionMADISON MO
Township / Civil DivisionST. MICHAEL
Census Block Group1
Census Block1023
Census Tract960202

Owner

Source: Madison County records · APN 07-4.0-17-001-009-016.000

Assessment roll updated January 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 09, 2019Deed of Trust, Mortgage · ARM
OZARKS FSLA
Jun 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE COMMUNITY BANK
Apr 07, 2021Warranty Deed, Transfer
Apr 07, 2021Warranty Deed, Transfer
May 15, 2017Warranty Deed, Subdivision Related Transfer · ARM
OZARKS FSLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021
Deed SaleApr 07, 2021
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number2021652
Deed Book / Page528 / 34
Prior Transfer DateApr 02, 2021
Prior Transfer Doc0000528/36
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000505/237
DateMay 09, 2019
Book Page505/237
Instrument2017004675
Lender
NameOZARKS FSLA
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateMay 01, 2026
IndexCOF

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000530/38
DateJun 01, 2021
Book Page530/38
Instrument2021001031
Lender
NameFIRST STATE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateApr 07, 2021
Property Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
Document Number0000528/34
Book / Page528 / 34
Instrument DateApr 02, 2021
Instrument2021000652
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateApr 07, 2021
Property Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
Document Number0000528/36
Book / Page528 / 36
Instrument DateApr 02, 2021
Instrument2021000653
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateMay 15, 2017
Property Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610
Document Number00485/0382
Book / Page485 / 0382
Instrument DateMay 12, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 S MAIN ST, FREDERICKTOWN, MO 63645-1610

Mortgage

Document Number00485/0384
DateMay 15, 2017
Book Page485/0384
Lender
NameOZARKS FSLA
TypeBank
AddressFARMINGTON, MO 63640
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2024
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change7%
IndexCOF
Max Rate10%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMadison County
MunicipalityFredericktown City
Unified School DistrictFredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00 (-0.09%)$18,130 (-)$95,400 (-) Land $8,630 Building $86,770
2023$1,140.00$18,130$95,400 Land $8,630 Building $86,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (29123C), as of August 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO4010290, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFREDERICKTOWN PWS
serves 4,429 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Aug 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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