708 S Fell Ave, Normal, IL 61761 Property Records

McLean County property record for 708 S Fell Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,444 sqft · built 1924
Lot Size	0.127 acres (5,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2022)
Tax Bill	$4,623 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-477-004`

Property Details

APN / Parcel Number

Primary APN	`14-28-477-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	722 sqft
Basement Area	724 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,539 sqft (0.127 acres)
Lot Dimensions	117 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	220 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 S FELL AVE
City	NORMAL
State	IL
Zip	61761-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ORIG TOWN OF NORMAL N47.5 S95 LOT 6 & N47.5 S95 W50.5 LOT 7 BLK 23
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	ORIG TOWN OF NORMAL
Legal Block	23
Legal Lot Number	6,7
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2001
Census Tract	400

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 S FELL AVE, NORMAL, IL 61761-3631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202215894
Prior Transfer Date	Nov 13, 2017
Prior Transfer Doc	0000021301
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 6, 2022
Property Address	708 S FELL AVE, NORMAL, IL 61761-3631
Document Number	202200015894
Instrument Date	Aug 26, 2022
Instrument	2022-00015894
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 S FELL AVE, NORMAL, IL 61761-3631

Mortgage

Document Number	202200015895
Date	Sep 6, 2022
Instrument	2022-00015895

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	708 S FELL AVE, NORMAL, IL 61761-3631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007474
Date	Apr 29, 2020
Instrument	2020-00007474

Lender

Name	QUICKEN LOANS LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 27, 2017
Property Address	708 S FELL AVE, NORMAL, IL 61761-3631
Document Number	201700021301
Instrument Date	Nov 13, 2017
Instrument	2017-00021301
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 S FELL AVE, NORMAL, IL 61761-3631

Mortgage

Document Number	201700021302
Date	Nov 27, 2017
Instrument	2017-00021302

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,703 (+21.89%) Land $10,386 Building $58,317	$206,109 (+21.89%) Land $31,158 Building $174,951
2024	$4,623.00 (+7.26%)
2023	$4,310.00 (+6.82%)	$56,366 (+10.69%) Land $8,521 Building $47,845	$169,098 (+10.69%) Land $25,563 Building $143,535
2022	$4,035.00	$50,922 Land $7,698 Building $43,224	$152,766 Land $23,094 Building $129,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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