708 S Denton St, Gainesville, TX 76240 Property Records

Cooke County property record for 708 S Denton St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Tax Bill	$6,960 (2026)
Deeds & Mortgages	Mar 2024 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2460-038-00002`

Property Details

APN / Parcel Number

Primary APN	`2460-038-00002`
Alternative APN	`11659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	2,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Detached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2460-038-00002
Street Address	708 S DENTON ST
City	GAINESVILLE
State	TX
Zip	76240-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDSAY ADDN; BLOCK 38; LOT 2
Legal Subdivision	LINDSAY ADDN
Legal Block	38
Legal Lot Number	2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6002
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 S DENTON ST, GAINESVILLE, TX 76240-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer HOWETH TITLE COMPANY
Apr 20, 2020	Vendor's Lien, Transfer · FHA Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024
Deed Sale	Apr 9, 2024
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20242369
Deed Book / Page	2637 / 785
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	002324/497
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 7, 2024
Property Address	708 S DENTON ST, GAINESVILLE, TX 76240-5328
Document Number	0002632/68
Book / Page	2632 / 68
Map Reference	VOL 325 PG 437
Instrument Date	Mar 6, 2024
Instrument	2024-1539
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3254 FM 2896, GAINESVILLE, TX 76240-6853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 S DENTON ST, GAINESVILLE, TX 76240-5328

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 20, 2020
Property Address	708 S DENTON ST, GAINESVILLE, TX 76240-5328
Document Number	002324/497
Book / Page	2324 / 497
Instrument Date	Apr 17, 2020
Instrument	2728
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 ASPEN RD, GAINESVILLE, TX 76240-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 S DENTON ST, GAINESVILLE, TX 76240-5328

Mortgage

Document Number	0000002729
Date	Apr 20, 2020
Instrument	2729

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,960.00 (+37.82%) Homeowner's exemption	$332,692 (+7.96%) Land $60,654 Building $272,038	$332,692 (-) Land $60,654 Building $272,038
2025	$5,050.00 (+13.46%) Homeowner's exemption	$308,175 (+21%) Land $60,654 Building $272,038	$332,692 (+4.08%) Land $60,654 Building $272,038
2024	$4,451.00 (-3.89%)
2023		$254,690 Land $50,485 Building $269,161	$319,646 Land $50,485 Building $269,161
2022	$4,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink, Verizon.

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