708 Reef Rd, Lockport, IL 60441 Property Records

Will County property record for 708 Reef Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 1978
Lot Size	0.18 acres (7,674 sqft)
Owner	Individual Name on Record
Tax Bill	$6,691 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-13-208-010`

Property Details

APN / Parcel Number

Primary APN	`11-04-13-208-010`
Alternative APN	`04132080100000`

Interior

Full Baths	2 Baths
Building Area	1,480 sqft Living Area
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	7,674 sqft (0.18 acres)
Garage Type	Detached
Garage Area	484 sqft

Location & Zoning

Street Address	708 REEF RD
City	LOCKPORT
State	IL
Zip	60441-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 5 IN PORTRIDGE SUB UNIT 1, BEING A SUB OF PRT OF THE NE1/4 OF SEC. 13, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	13
Legal Subdivision	PORTRIDGE SUB
Legal Block	5
Legal Lot Number	4
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	4
Census Block	4008
Census Tract	880502

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 REEF RD, LOCKPORT, IL 60441-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	708 REEF RD, LOCKPORT, IL 60441-2221
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019891
Date	Feb 19, 2021
Instrument	R2021019891

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	708 REEF RD, LOCKPORT, IL 60441-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019141
Date	Mar 21, 2018
Instrument	R2018019141

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,691.00 (+6.16%)
2024		$91,885 (+18.24%) Land $26,939 Building $64,946	$275,655 (+18.24%) Land $80,817 Building $194,838
2022	$6,303.00 Homeowner's exemption	$77,708 Land $22,782 Building $54,926	$233,124 Land $68,346 Building $164,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2003)
Most Recent Claim	Jul 2003 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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