708 Red Cedar Ct, Jefferson, SD 57038 Property Records

Union County property record for 708 Red Cedar Ct, Jefferson, SD 57038 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	4 ba · 1,685 sqft · built 2008
Lot Size	1.03 acres (45,148 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (Jun 2023)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.WS2.07.1047`

Property Details

APN / Parcel Number

Primary APN	`17.WS2.07.1047`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Unfinished Basement	1,305 sqft
Flooring	Stone
Interior Walls	Stone

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	45,148 sqft (1.03 acres)
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	708 RED CEDAR CT
City	JEFFERSON
State	SD
Zip	57038-6898
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 47 WYNSTONE 7TH ADD PH2 (1.00A)
Legal Range	07W
Legal Township	30N
Legal Section	36
Legal Subdivision	WYNSTONE 7TH ADD
Legal Lot Number	47
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3047
Census Tract	20302

Owner

Source: Union County records · APN 17.WS2.07.1047

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 01, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	May 01, 2019 · Amount on Record
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/327
Date	Apr 13, 2020
Book Page	176/327
Instrument	201628

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/109
Date	Jan 27, 2021
Book Page	178/109
Instrument	210464

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	NORTH SIOUX CITY, SD 57049

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jun 29, 2023
Property Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898
Document Number	000113/379
Book / Page	113 / 379
Instrument Date	Jun 27, 2023
Instrument	231505
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 BROOKSIDE DR, JEFFERSON, SD 57038-6891

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898

Mortgage

Document Number	0000182339
Date	Jun 29, 2023
Instrument	182/339

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 01, 2019
Property Address	708 RED CEDAR CT, JEFFERSON, SD 57038-6898
Document Number	00109/0266
Book / Page	109 / 0266
Instrument Date	Apr 02, 2019
Instrument	191709
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000191710
Date	May 01, 2019
Instrument	191710

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,860.00 (+5.4%)	$431,394 (+16.98%) Land $62,291 Building $369,103
2024	$5,560.00 (+9.75%)
2023	$5,066.00 (+12.7%)	$368,772 (+2%) Land $33,984 Building $334,788
2022	$4,495.00 (+0.13%)	$307,310 Land $28,320 Building $278,990
2021	$4,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 76% of South Dakota
Wildfire Likelihood	About 1 in 495 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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