708 Raindrops Rd, Gastonia, NC 28054 Property Records

Gaston County property record for 708 Raindrops Rd, Gastonia, NC 28054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 2004
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2023)
Tax Bill$2,502 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN201411

Property Details

APN / Parcel Number

Primary APN201411

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,120 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address708 RAINDROPS RD
CityGASTONIA
StateNC
Zip28054-1779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSUNDANCE VILLAGE NORTH L 42 01 125 004 09 000
Legal SubdivisionSUNDANCE VILLAGE NORTH
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1005
Census Tract31401

Owner

708 Raindrops Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address708 RAINDROPS RD, GASTONIA, NC 28054-1779
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
Apr 30, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Prior SaleApr 30, 2020 · Amount on File
Deed Book / Page5448 / 345
Prior Transfer DateSep 7, 2007
Prior Transfer Doc0043521874
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 30, 2023
Property Address708 RAINDROPS RD, GASTONIA, NC 28054-1779
Document Number0054480345
Book / Page5448 / 345
Map ReferenceMB 66 PG 49
Instrument DateNov 30, 2023
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyNOT AVAILABLE, TRADEMARK TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address708 RAINDROPS RD, GASTONIA, NC 28054-1779

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 RAINDROPS RD, GASTONIA, NC 28054-1779

Mortgage

Document Number0005448347
DateNov 30, 2023
Instrument5448/347
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateDec 1, 2028
Change Frequency5 Years
Min Rate At Change5.25%
Max Rate At Change9.25%
Index5-Year TN
Margin2
Max Rate13.2%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 30, 2020
Property Address708 RAINDROPS RD, GASTONIA, NC 28054-1779
Document Number0051182390
Book / Page5118 / 2390
Map ReferenceMB 66 PG 49
Instrument DateApr 27, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1196 NOLES DR, 1196, MOUNT HOLLY, NC 28120-1252

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 RAINDROPS RD, GASTONIA, NC 28054-1779

Mortgage

Document Number51182392
DateApr 30, 2020
Instrument5118/2392
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 708 Raindrops Rd was $2,502.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,502.00$234,140 Land $22,000 Building $212,140
2023$2,528.00$234,140 Land $22,000 Building $212,140
2021$113,240 Land $17,000 Building $96,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Raindrops Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Raindrops Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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