708 Providence Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 708 Providence Rd, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,628 sqft · built 1960
Lot Size0.267 acres (11,631 sqft)
Owner2 Individual Names on File
Last Sale$190,800 (May 2005)
Tax Bill$2,891 (2025)
Deeds & MortgagesMay 2006 Second Mortgage
May 2005 Sale & Mortgage
APN0204002000410

Property Details

APN / Parcel Number

Primary APN0204002000410

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,628 sqft Living Area
1st Floor Area666 sqft
Upper Floors Area703 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,631 sqft (0.267 acres)
Lot Dimensions155 ft deep x 75 ft wide
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area227 sqft
Patio Area168 sqft
Balcony Area37 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address708 PROVIDENCE RD
CityCHESAPEAKE
StateVA
Zip23325-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description41 VALLEY STREAM
Legal SubdivisionPINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3002
Census Tract20809

Owner

708 Providence Rd is owned by two individuals who bought it in May 2005.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1500 PORTER ST, RICHMOND, VA 23224-2068
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
May 19, 2005Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL C U

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2005 · Amount on File
Deed SaleMay 19, 2005 · Amount on File
Deed Book / Page6002 / 142
Record UpdatedOct 29, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 PROVIDENCE RD, CHESAPEAKE, VA 23325-3904
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006526/496
DateMay 17, 2006
Book Page6526/496
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2026
Interest
Rate TypeFixed Rate

May 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 19, 2005
Property Address708 PROVIDENCE RD, CHESAPEAKE, VA 23325-3904
Document Number006002/142
Book / Page6002 / 142
Instrument DateMay 11, 2005
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006002144
DateMay 19, 2005
Instrument6002/144
Lender
NameNAVY FEDERAL C U
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 708 Providence Rd was $2,891.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,700 (+6.46%) Land $130,000 Building $174,700$304,700 (+6.46%) Land $130,000 Building $174,700
2025$2,891.00$286,200 Land $120,000 Building $166,200$286,200 Land $120,000 Building $166,200
2023$255,900 (+6.89%) Land $100,000 Building $155,900$255,900 (+6.89%) Land $100,000 Building $155,900
2022$239,400 Land $90,000 Building $149,400$239,400 Land $90,000 Building $149,400
2019$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 708 Providence Rd; there have been 7 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1989–2016)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 708 Providence Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Providence Rd

Nearby Streets

Search Property Records by Address or Parcel Number