708 Prospect Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 708 Prospect Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,618 sqft · built 1929
Lot Size	0.165 acres (7,171 sqft)
Owner	2 Individual Names on File
Last Sale	$658,000 (Apr 2022)
Tax Bill	$11,514 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01007-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`49-01007-0000-00001`
Alternative APNs	`4900061000000001` `490100700001`

Interior

Stories	2 Stories
Building Area	2,618 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Lot Area	7,171 sqft (0.165 acres)

Location & Zoning

Old Parcel Number	4900061000000001
Street Address	708 PROSPECT AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L2 F35-36 3.4LT
Legal Subdivision	PALISADES PARK
Legal Block	1007
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1012
Census Tract	45200

Owner

708 Prospect Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	708 PROSPECT AVE, RIDGEFIELD, NJ 07657-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP
Dec 11, 2020	Quit Claim Deed, Transfer HONEST TITLE AGENCY LLC, HONEST TITLE AGCY LLC
Aug 22, 2019	Deed with Mortgage, Transfer · Conventional with PMI MORTGAGE WORLD BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202239852
Deed Book / Page	4645 / 1339
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0038640145
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 6, 2022
Property Address	708 PROSPECT AVE, RIDGEFIELD, NJ 07657-1123
Document Number	0046451339
Book / Page	4645 / 1339
Instrument Date	Dec 13, 2021
Instrument	2022039852
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,712.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 MORSE AVE, 487, RIDGEFIELD, NJ 07657-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PROSPECT AVE, RIDGEFIELD, NJ 07657-1123

Mortgage

Document Number	2022039853
Date	Apr 6, 2022
Instrument	2022039853

Lender

Name	FAIRWAY ASSET CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 11, 2020
Property Address	708 PROSPECT AVE, RIDGEFIELD, NJ 07657-1123
Document Number	0038640142
Book / Page	003864 / 000142
Instrument Date	Oct 30, 2020
Instrument	132465
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	HONEST TITLE AGENCY LLC, HONEST TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	708 PROSPECT AVE RIDGEFIELD NJ 076571123, RIDGEFIELD, NJ 07657-1123

August 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Aug 22, 2019
Property Address	708 PROSPECT AVE, RIDGEFIELD, NJ 07657-1123
Document Number	0033282172
Book / Page	003328 / 002172
Instrument Date	Jul 19, 2019
Instrument	55060
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PROSPECT AVE RIDGEFIELD NJ 076571123, RIDGEFIELD, NJ 07657-1123

Mortgage

Document Number	33282179
Date	Aug 22, 2019
Book Page	003328/002179
Instrument	55060

Lender

Name	MORTGAGE WORLD BANKERS
Type	Mortgage Company
Address	LONG ISLAND CITY, NY 11103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 708 Prospect Ave was $11,514, up 2.8% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,800 (+1.49%) Land $320,400 Building $369,400	$689,800 (+1.49%) Land $320,400 Building $369,400
2025	$11,514.00 (+2.79%)	$679,700 Land $315,400 Building $364,300	$679,700 Land $315,400 Building $364,300
2024	$11,201.00
2023		$642,800 Land $300,400 Building $342,400	$642,800 Land $300,400 Building $342,400
2022	$10,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 708 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures