708 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 708 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,433 sqft · built 1939
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Tax Bill	$380 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Sep 2018 Transfer
Flood Zone	Zone AH (high risk)
APN	`38052531114013`

Property Details

APN / Parcel Number

Primary APN	`38052531114013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,433 sqft Heated Area
1st Floor Area	857 sqft
Basement Area	480 sqft
Finished Basement	408 sqft
Unfinished Basement	72 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Deck Area	140 sqft
Patio Area	60 sqft
Utility Building	716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 PHELPS ST
City	STERLING
State	CO
Zip	80751-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALONG S LINE TO POB BLK 11 BOWLING GREEN SUBD STERLING; LOT 31 18'W OF SE COR TH N 45' TH E 7.5' TH N 80' TH W; LOTS 28-30 &
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	GREEN SUBD
Legal Block	11
Legal Lot Number	28-31
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3045
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 PHELPS ST, STERLING, CO 80751-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Sep 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2018
Transfer Doc	0000741210
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	708 PHELPS ST, STERLING, CO 80751-3534
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PHELPS ST, STERLING, CO 80751-3534

Mortgage

Document Number	0000768655
Date	Nov 17, 2023
Book Page	1056/855
Instrument	768655

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	755 Months
Due	Oct 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.6%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 7, 2018
Property Address	708 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000741210
Book / Page	001029 / 000386
Instrument Date	Sep 5, 2018
Instrument	741210
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 PHELPS ST STERLING CO 807513534, STERLING, CO 80751-3534

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$380.00 (+102.13%)	$8,743 (-92.32%)	$139,898 (+22.97%) Land $27,125 Building $112,773
2023	$188.00 (-71.12%)	$113,770 (+1,338.31%) Land $27,130 Building $86,640	$113,770 (-) Land $27,130 Building $86,640
2022	$651.00	$7,910 Land $1,890 Building $6,020	$113,770 Land $27,130 Building $86,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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