708 Park St, Gilmer, TX 75644 Property Records

Upshur County property record for 708 Park St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2,178 sqft · built 1970
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,465 (Apr 2024)
Tax Bill	$3,670 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S253-S02-C11-BLBLT7`

Property Details

APN / Parcel Number

Primary APN	`S253-S02-C11-BLBLT7`
Alternative APN	`40481`

Interior

Full Baths	2 Baths
Building Area	2,178 sqft Total Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S253-S02-C11-BLBLT7
Street Address	708 PARK ST
City	GILMER
State	TX
Zip	75644-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK B MITCHELL ADDN S253 (A200) .326 ACRES & HOUSE
Legal Subdivision	MITCHELL ADDN
Legal Block	B
Legal Lot Number	7
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2022
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 PARK ST, GILMER, TX 75644-3340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2009	Deed of Trust, Mortgage FIRST NATIONAL BANK OF GILMER
Apr 11, 2024	Vendor's Lien, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
May 12, 2020	Vendor's Lien, Transfer · FHA Mortgage GUARANTY BANK & TRUST
Jun 26, 2015	Vendor's Lien, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	20242226
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0202003350
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	708 PARK ST, GILMER, TX 75644-3340
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PARK ST, GILMER, TX 75644-3340

Mortgage

Document Number	0202502436
Date	Apr 23, 2025
Instrument	202502436

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	708 PARK ST, GILMER, TX 75644-3340
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000849/664
Date	Feb 6, 2009
Book Page	849/664
Instrument	200900995

Lender

Name	FIRST NATIONAL BANK OF GILMER
Address	GILMER, TX 75644

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2029

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Apr 11, 2024
Property Address	708 PARK ST, GILMER, TX 75644-3340
Document Number	0202402226
Map Reference	VOL 145 PG 409
Instrument Date	Apr 9, 2024
Instrument	202402226
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PARK ST, GILMER, TX 75644-3340

Mortgage

Document Number	0202402227
Date	Apr 11, 2024
Instrument	202402227

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	May 12, 2020
Property Address	708 PARK ST, GILMER, TX 75644-3340
Document Number	202003350
Map Reference	VOL 145 PG 409
Instrument Date	May 7, 2020
Instrument	202003350
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 S LAKE ST, 424, GREENEVILLE, TN 37743-5500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PARK ST, GILMER, TX 75644-3340

Mortgage

Document Number	202003351
Date	May 12, 2020
Instrument	202003351

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2015: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jun 26, 2015
Property Address	708 PARK ST, GILMER, TX 75644-3340
Document Number	001200/756
Book / Page	1200 / 756
Map Reference	MB145 PG409
Instrument Date	Jun 26, 2015
Instrument	201503956
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 PARK ST, GILMER, TX 75644-3340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PONDEROSA TRL, GILMER, TX 75644-9489

Mortgage

Document Number	0201503957
Date	Jun 26, 2015
Instrument	201503957

Lender

Name	USDA
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,670.00 (+65.46%) Homeowner's exemption	$188,460 (-1.27%) Land $24,850 Building $163,610	$188,460 (-1.27%) Land $24,850 Building $163,610
2025	$2,218.00 (-46.55%) Homeowner's exemption	$190,880 (+6.66%) Land $24,850 Building $166,030	$190,880 (+6.66%) Land $24,850 Building $166,030
2023		$178,960 Land $24,000 Building $154,960	$178,960 Land $24,000 Building $154,960
2022	$4,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures