Lake County property record for 708 Orchard Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1997 |
| Lot Size | 0.092 acres (4,051 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Oct 2017) |
| Tax Bill | $5,314 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-E-00-019-0 |
| Primary APN | 27-B-057-E-00-019-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,051 sqft (0.092 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 409 sqft |
| Balcony | Balcony |
| Balcony Area | 48 sqft |
| Canopy | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 7 |
|---|---|
| Street Address | 708 ORCHARD RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201700 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 708 ORCHARD RD, WILLOUGHBY, OH 44094-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL CU INC |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL CU INC |
| May 26, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2017 · Amount on Record |
| Deed Sale | Oct 4, 2017 · Amount on Record |
| Prior Sale | May 13, 2011 · Amount on Record |
| Deed Document Number | 4061 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 708 ORCHARD RD, WILLOUGHBY, OH 44094-7247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000025929 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021R025929 |
| Name | CARDINAL CU INC |
|---|---|
| Type | Credit Union |
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 4, 2017 |
| Property Address | 708 ORCHARD RD, WILLOUGHBY, OH 44094-7247 |
| Document Number | 0000026680 |
| Map Reference | VOL D PG53 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 2017R026680 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ALL TITLE SERIVCES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 708 ORCHARD RD, WILLOUGHBY, OH 44094-7247 |
| Document Number | 0000026681 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2017R026681 |
| Name | CARDINAL CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 26, 2017 |
| Property Address | 708 ORCHARD RD, WILLOUGHBY, OH 44094-7247 |
| Document Number | 0000013669 |
| Instrument Date | May 19, 2017 |
| Instrument | 13669 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 1, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $372.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8820 EAST AVE MENTOR OH 440604306, MENTOR, OH 44060-4306 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,314.00 (+53.85%) Homeowner's exemption | $56,130 (-) Land $7,620 Building $48,510 | |
| 2022 | $3,454.00 Homeowner's exemption | $56,130 Land $7,620 Building $48,510 | |
| 2021 | $160,360 Land $21,760 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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