708 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 708 N Ridge Rd E, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,228 sqft · built 1900
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2016)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-113-104-037`

Property Details

APN / Parcel Number

Primary APN	`03-00-113-104-037`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	1,171 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	396 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	708 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80 X 396
Legal Subdivision	SHEFFIELD
Legal Block	104
Legal Lot Number	113
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2016
Census Tract	24000

Owner

Source: Lorain County records · APN 03-00-113-104-037

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	708 N RIDGE RD E, LORAIN, OH 44055-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 09, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2016 · Amount on Record
Deed Sale	May 02, 2016 · Amount on Record
Prior Sale	May 02, 2016 · Amount on Record
Deed Document Number	0000584124
Last Transfer Date	May 27, 2020
Transfer Doc	0000762058
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	708 N RIDGE RD E, LORAIN, OH 44055-3018
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898426
Date	Nov 15, 2022
Instrument	2022-0898426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	708 N RIDGE RD E, LORAIN, OH 44055-3018
Document Number	0000764534
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N RIDGE RD E LORAIN OH 440553018, LORAIN, OH 44055-3018

Mortgage

Document Number	0000764534
Date	Jun 15, 2020
Instrument	764534

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 27, 2020
Property Address	708 N RIDGE RD E, LORAIN, OH 44055-3018
Document Number	0000762058
Instrument Date	May 07, 2020
Instrument	762058
Transaction Type	Transfer
Record Updated	Jun 08, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N RIDGE RD E LORAIN OH 440553018, LORAIN, OH 44055-3018

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00	$71,790 (+%) Land $8,870 Building $62,920	$205,110 (-) Land $25,330 Building $179,780
2024	$3,772.00 (+58.69%)	$71,789 (+115.97%) Land $8,866 Building $62,923	$205,110 (+115.97%) Land $25,330 Building $179,780
2023	$2,377.00 (+26.03%)	$33,240 (-) Land $8,201 Building $25,039	$94,970 (-) Land $23,430 Building $71,540
2022	$1,886.00	$33,240 Land $8,200 Building $25,040
2021			$94,970 Land $23,430 Building $71,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cogeco Cable Holdings II, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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