708 N 8th St, Cheney, WA 99004 Property Records

Spokane County property record for 708 N 8th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,394 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Jul 2022)
Tax Bill	$4,152 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13123.5003`

Property Details

APN / Parcel Number

Primary APN	`13123.5003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	3,056 sqft
1st Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	93 sqft
Patio Area	88 sqft
Canopy	181 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 N 8TH ST
City	CHENEY
State	WA
Zip	99004-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUNRISE VIEW 4TH ADD LOT 3 BLK 1
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	SUNRISE VIEW 4TH ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2001
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	708 N 8TH ST, CHENEY, WA 99004-2714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Commercial Mortgage SPOKANE TEACHERS CU
Feb 8, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 21, 2019	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC
May 30, 2018	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	20227226031
Prior Transfer Date	Apr 2, 2004
Prior Transfer Doc	0005075989
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 21, 2022
Property Address	708 N 8TH ST, CHENEY, WA 99004-2714
Document Number	0007226031
Map Reference	VOL 21 PG 59
Instrument Date	Jul 21, 2022
Instrument	7226031
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N 8TH ST, CHENEY, WA 99004-2714

Mortgage

Document Number	0007226032
Date	Jul 21, 2022
Instrument	7226032

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	708 N 8TH ST, CHENEY, WA 99004-2714
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007178983
Date	Feb 8, 2022
Instrument	7178983

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	708 N 8TH ST, CHENEY, WA 99004-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006783372
Date	Feb 21, 2019
Instrument	6783372

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 30, 2018
Property Address	708 N 8TH ST, CHENEY, WA 99004-2714
Document Number	0006711942
Map Reference	VOL21 PG59
Instrument Date	May 23, 2018
Instrument	6711942
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N 8TH ST, CHENEY, WA 99004-2714

Mortgage

Document Number	0006711943
Date	May 30, 2018
Instrument	6711943

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,152.00 (-0.05%)	$374,800 (+0.54%) Land $85,000 Building $289,800	$374,800 (+0.54%) Land $85,000 Building $289,800
2025	$4,154.00 (+25.88%)	$372,800 (-5.38%) Land $80,000 Building $292,800	$372,800 (-5.38%) Land $80,000 Building $292,800
2024		$394,000 (+31.73%) Land $70,000 Building $324,000	$394,000 (+31.73%) Land $70,000 Building $324,000
2023	$3,300.00 (-0.39%)	$299,100 Land $55,000 Building $244,100	$299,100 Land $55,000 Building $244,100
2022	$3,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40

May also be available: CenturyLink, T-Mobile, Verizon.

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