708 N 16th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 708 N 16th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1920
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,200 (Oct 2025)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-0006460.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006460.000`
Alternative APN	`003644-7`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	176 sqft
Carport	Carport
Carport Area	176 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003644-7
Street Address	708 N 16TH ST
City	CAMBRIDGE
State	OH
Zip	43725-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-06 275 OAKLAND PL
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	OAKLAND PL
Legal Tract	2
Legal Lot Number	275
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1010
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 N 16TH ST, CAMBRIDGE, OH 43725-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 16, 2022	Warranty Deed, Transfer BENNETT TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20256722
Deed Book / Page	607 / 5932
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	708 N 16TH ST, CAMBRIDGE, OH 43725-2012
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8698 CEDAR HILLS RD, CAMBRIDGE, OH 43725-9234

Mortgage

Document Number	00607/5934
Date	Oct 8, 2025
Book Page	607/5934
Instrument	202500006723

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 16, 2022
Property Address	708 N 16TH ST, CAMBRIDGE, OH 43725-2012
Document Number	00584/4380
Book / Page	584 / 4380
Instrument Date	Aug 12, 2022
Instrument	202200004941
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	708 N 16TH ST, CAMBRIDGE, OH 43725-2012
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00 (-1.24%)	$31,741 (-) Land $6,688 Building $25,053
2024	$1,618.00 (+11.43%)	$31,741 (+17.14%) Land $6,688 Building $25,053	$90,690 (+17.14%) Land $19,110 Building $71,580
2023	$1,452.00 (+8.04%) Homeowner's exemption	$27,097 (-0.01%) Land $5,712 Building $21,385
2022	$1,344.00 Homeowner's exemption	$27,100 Land $5,710 Building $21,390	$77,420 (-) Land $16,320 Building $61,100
2021			$77,420 Land $16,320 Building $61,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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