708 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 708 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,658 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2026)
Tax Bill	$753 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-54-24-1118`

Property Details

APN / Parcel Number

Primary APN	`5317-54-24-1118`
Alternative APNs	`12-5317-54-24-1118` `12205925` `205925`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,658 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12205925
Street Address	708 N 13TH ST
City	READING
State	PA
Zip	19604-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Berks County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 N 13TH ST, READING, PA 19604-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · Conventional Mortgage ACNB BANK
Jan 4, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Jan 4, 2024 · Amount on Record
Deed Document Number	202623187
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 17, 2026
Property Address	708 N 13TH ST, READING, PA 19604-2510
Document Number	0000023187
Instrument Date	Jul 2, 2026
Instrument	202623187
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N 13TH ST, READING, PA 19604-2510

Mortgage

Document Number	0000023188,
Date	Jul 17, 2026
Instrument	202623188

Lender

Name	ACNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 4, 2024
Property Address	708 N 13TH ST, READING, PA 19604-2510
Document Number	0000000217
Instrument Date	Dec 14, 2023
Instrument	2024000217
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHARLTON ST APT 3C, 3C, NEW YORK, NY 10014-3775

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$753.00 (+6.66%)	$26,700 (-) Land $12,000 Building $14,700	$12,000 (-55.06%) Land $12,000
2024	$706.00 (-39.5%)	$26,700 (-) Land $12,000 Building $14,700
2023	$1,167.00	$26,700 Land $12,000 Building $14,700
1994			$26,700 Land $12,000 Building $14,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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