708 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 708 Monte Ln, Covington, KY 41011 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 824 sqft · built 1961
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2022)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-20-10-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-20-10-003.00`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	824 sqft Finished Area
Gross Area	1,356 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	708 MONTE LN
City	COVINGTON
State	KY
Zip	41011-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE CASINO 1ST ADDN LOT 3
Legal Subdivision	MONTE CASINO
Legal Phase	1
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65100

Owner

Source: Kenton County records · APN 055-20-10-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 CHOCTAW DR, DRY RIDGE, KY 41035-7695
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Jan 02, 2008 · Amount on Record
Deed Document Number	2022234
Deed Book / Page	154 / 957
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0005900039
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 22, 2022
Property Address	708 MONTE LN, COVINGTON, KY 41011-3984
Document Number	0005900234
Book / Page	154 / 957
Map Reference	PL 751
Instrument Date	Mar 18, 2022
Instrument	22032205900234
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2789 SENOUR RD, INDEPENDENCE, KY 41051-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	165 CHOCTAW DR, DRY RIDGE, KY 41035-7695

Mortgage

Document Number	0005900235
Date	Mar 22, 2022
Instrument	22032205900235

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-0.55%)	$110,000 (-) Land $15,000 Building $95,000	$110,000 (-) Land $15,000 Building $95,000
2023	$1,465.00	$110,000 Land $15,000 Building $95,000	$110,000 Land $15,000 Building $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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