708 Mars St, Destin, FL 32541 Property Records

Okaloosa County property record for 708 Mars St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,058 sqft · built 2014
Lot Size0.688 acres (29,998 sqft)
Owner2 Owner Names on File
Last Sale$115,000 (Apr 2010)
Tax Bill$4,700 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-0086-9

Property Details

APN / Parcel Number

Primary APNC56-000-590-0086-9
Alternative APN
  • 00-2S-22-1650-000B-0050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,058 sqft Heated Area
Gross Area4,418 sqft
1st Floor Area2,722 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area29,998 sqft (0.688 acres)
Lot Width150 ft Width
Garage TypeFinished
Garage Area604 sqft
PorchOpen Porch
Porch Area756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address708 MARS ST
CityDESTIN
StateFL
Zip32541-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORENO ACRES S/D LOT 5 BLK B
Legal Range22
Legal Township02S
Legal SubdivisionMORENO ACRES S/D
Legal BlockB
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1007
Census Tract23305

Owner

The current owner of 708 Mars St bought it in April 2010.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Owner Names on File
Mailing Address708 MARS ST, DESTIN, FL 32541-1821
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2010 · Amount on File
Deed SaleApr 16, 2010 · Amount on File
Prior SaleAug 6, 2003 · Amount on File
Deed Document Number2628584
Deed Book / Page2932 / 0063
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address708 MARS ST, DESTIN, FL 32541-1821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034553302
DateApr 13, 2020
Book Page3455/3302
Instrument3351143
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 708 Mars St was $4,700 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,700.00 Homeowner's exemption$435,927$741,402 Land $185,619 Building $555,783
2023$4,453.00 (+4.38%) Homeowner's exemption$411,302 (+4.8%)$720,716 (+8.32%) Land $168,422 Building $552,294
2022$4,266.00 Homeowner's exemption$392,479$665,357 Land $153,111 Building $512,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Mars St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Mars St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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