708 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 708 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	6,042 sqft
Lot Size	0.097 acres (4,235 sqft)
Owner	Company Name on Record
Last Sale	$93,000 (Jan 2018)
Tax Bill	$584 (2025)
Deeds & Mortgages	Nov 2023 Construction Loan Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-70-42-006.00`

Property Details

APN / Parcel Number

Primary APN	`026-70-42-006.00`

Interior

Stories	2 Stories
Building Area	6,042 sqft Total Area

Exterior

Exterior Material	Brick/Stone
Foundation Type	Stone
Lot Area	4,235 sqft (0.097 acres)
Lot Dimensions	121 ft deep x 35 ft wide
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	708 MAIN ST
City	PARIS
State	KY
Zip	40361-1819
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 708-714 MAIN ST 2 APARTMENTS ABOVE
Legal Subdivision	NELLIE DAUGHERTY COLLIER
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3022
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2084 MANOR DR, LEXINGTON, KY 40502-2657
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK OF LEXINGTON INC
Jan 10, 2018	Deed, Transfer · Commercial Mortgage BANK OF LEXINGTON INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Deed Book / Page	306 / 260
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	708 MAIN ST, PARIS, KY 40361-1819
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 MANOR DR, LEXINGTON, KY 40502-2657

Mortgage

Document Number	000726/267
Date	Nov 22, 2023
Book Page	726/267
Instrument	802732

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2033

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jan 10, 2018
Property Address	708 MAIN ST, PARIS, KY 40361-1819
Document Number	000306/260
Book / Page	306 / 260
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 MILLERSBURG, PARIS, KY 40361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 MANOR DR, LEXINGTON, KY 40502-2657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000622001
Date	Jan 10, 2018
Instrument	622/001

Lender

Name	BANK OF LEXINGTON INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (+79.14%)	$175,000 (+88.17%) Land $5,000 Building $170,000	$175,000 (+88.17%) Land $5,000 Building $170,000
2023	$326.00	$93,000 Land $6,000 Building $87,000	$93,000 Land $6,000 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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