Charlottesville City property record for 708 Graves St, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,456 sqft · built 1918 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,500 (Oct 2014) |
| Tax Bill | $6,594 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 580301000 |
| Primary APN | 580301000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Finished Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 344 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 3,223 sqft (0.074 acres) |
| Lot Depth | 84 ft Depth |
| Garage Area | 300 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 198 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 708 GRAVES ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 8 GRAVES ADD |
| Legal Subdivision | GRAVES ADD |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Belmont Neighborhood Historic District listed 2018 · 392 contributing resources · NRIS 100002528 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Charlottesville City records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 GRAVES ST, CHARLOTTESVILLE, VA 22902-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2014 · Amount on Record |
| Deed Sale | Oct 31, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Sep 8, 2026 |
| Property Address | 708 GRAVES ST, CHARLOTTESVILLE, VA 22902-5759 |
| Document Number | 0000002486 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20262486 |
| Record Updated | Oct 7, 2026 |
| Title Company | AVANZE BUSINESS SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 708 GRAVES ST, CHARLOTTESVILLE, VA 22902-5759 |
| Document Number | 0000002486, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20262486 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2056 |
| Max Rate | -1% |
|---|
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,594.00 (+17.1%) | $661,700 (+4.5%) Land $171,000 Building $490,700 | $661,700 (+4.5%) Land $171,000 Building $490,700 |
| 2025 | $633,200 (+13.05%) Land $142,500 Building $490,700 | $633,200 (+13.05%) Land $142,500 Building $490,700 | |
| 2023 | $5,631.00 (+16.92%) | $560,100 Land $148,400 Building $411,700 | $560,100 Land $148,400 Building $411,700 |
| 2022 | $4,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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