708 Ginger Mill Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 708 Ginger Mill Dr, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,272 sqft · built 2005
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Dec 2018)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249554-0225`

Property Details

APN / Parcel Number

Primary APN	`249554-0225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	828 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 GINGER MILL DR
City	SAINT JOHNS
State	FL
Zip	32259-6260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	49/9-12 RIVERSIDE AT JULINGTON CREEK PLANTATION PHASES 2 3 & 4 LOT 22-E OR4649/717
Legal Range	27E
Legal Township	04S
Legal Section	34
Legal Subdivision	RIVERSIDE AT JULINGTON CREEK PLANTATION
Legal Block	2
Legal Lot Number	22-E
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 GINGER MILL DR, SAINT JOHNS, FL 32259-6260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	201886514
Deed Book / Page	4649 / 717
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	708 GINGER MILL DR, SAINT JOHNS, FL 32259-6260
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 GINGER MILL DR, SAINT JOHNS, FL 32259-6260

Mortgage

Document Number	0052350732
Date	Apr 13, 2021
Book Page	5235/732
Instrument	2021040507

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 4, 2018
Property Address	708 GINGER MILL DR, SAINT JOHNS, FL 32259-6260
Document Number	0046490717
Book / Page	4649 / 0717
Map Reference	MB49 PG9-12
Instrument Date	Dec 3, 2018
Instrument	2018086514
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CROSSLAND TILE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 GINGER MILL DR, 708, SAINT JOHNS, FL 32259-6260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 GINGER MILL DR, SAINT JOHNS, FL 32259-6260

Mortgage

Document Number	2018086515
Date	Dec 4, 2018
Instrument	2018086515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,821 (+2.7%)	$200,880 (-5.79%) Land $50,000 Building $150,880
2025	$2,765.00 (+11.67%) Homeowner's exemption	$153,672 (+5.99%)	$213,229 (+1.5%) Land $53,000 Building $160,229
2024	$2,476.00 (+13.53%)
2023	$2,181.00 (+2.83%) Homeowner's exemption	$144,991 (+3%)	$210,085 (+4.23%) Land $50,000 Building $160,085
2022	$2,121.00 Homeowner's exemption	$140,768	$201,554 Land $44,800 Building $156,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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