708 Franklin St, Madison, IL 62060 Property Records

Madison County property record for 708 Franklin St, Madison, IL 62060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 408 sqft · built 1920
Lot Size	0.309 acres (13,463 sqft)
Owner	Individual Name on Record
Tax Bill	$975 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Mortgage + 1 more
APN	`21-2-19-26-15-401-011`

Property Details

APN / Parcel Number

Primary APN	`21-2-19-26-15-401-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	408 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,463 sqft (0.309 acres)
Lot Dimensions	125 ft deep x 107 ft wide
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	708 FRANKLIN ST
City	MADISON
State	IL
Zip	62060-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWPORT LOTS 7 THRU 12 107.7 X 125 IRREGULAR
Legal Subdivision	NEWPORT SUB
Legal Lot Number	7-12
Jurisdiction	MADISON IL
Township / Civil Division	VENICE
Census Block Group	5
Census Block	5068
Census Tract	400200

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 FRANKLIN ST, MADISON, IL 62060-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2024
Transfer Doc	0000012852
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	708 FRANKLIN ST, MADISON, IL 62060-1014
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027697
Date	Oct 3, 2025
Instrument	2025R27697

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2055

Interest

Rate Type	Fixed Rate
Rate	8.88%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	708 FRANKLIN ST, MADISON, IL 62060-1014
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027698
Date	Oct 3, 2025
Instrument	2025R27698

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.88%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	708 FRANKLIN ST, MADISON, IL 62060-1014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039723
Date	Dec 19, 2018
Instrument	2018R39723

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Venice Township
Municipality	Madison City
Unified School District	Madison Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (-5.71%)	$30,090 (+42.81%) Land $3,730 Building $26,360	$90,270 (+42.67%) Land $11,190 Building $79,080
2024	$1,034.00 (-11.77%)
2022	$1,172.00	$21,070 Land $2,610 Building $18,460	$63,273 Land $7,838 Building $55,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1998–2008)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-GRANITE CITY private · serves 33,572 people · EPA ID IL1195030
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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