708 Franklin St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 708 Franklin St, Chattanooga, TN 37405

Property Summary

Property Type	Vacant Land
Lot Size	0.497 acres (21,682 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Sep 2026)
Tax Bill	$852 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135D G 007`

Property Details

APN / Parcel Number

Primary APN	`135D G 007`

Exterior

Lot Area	21,682 sqft (0.497 acres)
Lot Dimensions	216 ft deep x 95 ft wide

Location & Zoning

Street Address	708 FRANKLIN ST
City	CHATTANOOGA
State	TN
Zip	37405-2722
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LT 4 CURATE FRAZIER ADDITION NO 2 PB 134 PG 134 & PT LTS 92-94 AMENDED FRAZIER ADDITION NO 2 PB 11 PG 41
Legal Subdivision	FRAZIER ADDN NO 2
Legal Lot Number	91,92
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

708 Franklin St, vacant land, is owned by a company that bought it in September 2026.

Source: Hamilton County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1800 ROSSVILLE AVE, 106, CHATTANOOGA, TN 37408-1929
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Construction Mortgage FIRST BANK
Sep 17, 2019	Quit Claim Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Nov 9, 2015 · Amount on File
Deed Document Number	2026105
Deed Book / Page	14445 / 707
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0000000193
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 22, 2026
Property Address	708 FRANKLIN ST, CHATTANOOGA, TN 37405-2722
Document Number	0000000105
Book / Page	14445 / 707
Instrument Date	Sep 10, 2026
Instrument	2026105
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	WARRANTY TITLE

Transaction

Amount	Amount on Record
Tax	$186,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000106,
Date	Sep 22, 2026
Instrument	202622106

Lender

Name	FIRST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 17, 2019
Property Address	FRANKLIN ST, CHATTANOOGA, TN 37405
Document Number	0917000193
Book / Page	011761 / 000359
Instrument Date	Aug 23, 2019
Instrument	190917000193
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Tax Assessment & Valuation

The 2025 property tax bill for 708 Franklin St was $852, up 1.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (+1.67%)	$56,250 (+5%)	$225,000 (+5%) Land $225,000
2024	$838.00	$37,500 (-)	$150,000 (-) Land $150,000
2023	$838.00	$37,500 (-)	$150,000 (-) Land $150,000
2022	$838.00	$37,500	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 708 Franklin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Franklin St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures