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708 Fall St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 708 Fall St, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,439 sqft · built 1963
Lot Size0.478 acres (20,822 sqft)
OwnerCompany Name on File
Last Sale$512,000 (Oct 2018)
Tax Bill$280 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN70-03-23-107-009

Property Details

APN / Parcel Number

Primary APN70-03-23-107-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,439 sqft Living Area
1st Floor Area1,439 sqft
Basement Area1,439 sqft
Unfinished Basement1,439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area20,822 sqft (0.478 acres)
Lot Dimensions260 ft deep x 80 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address708 FALL ST
CitySPRING LAKE
StateMI
Zip49456-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR-A
Legal DescriptionLOT 8 TASCH SUB
Legal Range16W
Legal Township8N
Legal Section23
Legal SubdivisionTASCH SUB
Legal Block107
Legal Lot Number8
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group4
Census Block4005
Census Tract21100

Owner

Source: Ottawa County records · APN 70-03-23-107-009

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address708 FALL ST, SPRING LAKE, MI 49456-1931
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Nov 25, 2020Intrafamily Transfer, Transfer
AMROCK INC, AMROCK LLC
Feb 18, 2020Intrafamily Transfer, Transfer
AMROCK INC
Feb 18, 2020Intrafamily Transfer, Transfer
QUICKEN LOANS INC
Sep 13, 2019Intrafamily Transfer, Transfer
Oct 17, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 04, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Prior SaleSep 05, 2012
Deed Document Number201837332
Last Transfer DateAug 28, 2019
Transfer Doc20190032496
Record UpdatedSep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateNov 25, 2020
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20200053182
Map ReferenceLIB 14 PG 19
Instrument DateOct 19, 2020
Instrument2020-0053182
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 FALL ST, SPRING LAKE, MI 49456-1931

Mortgage

Document Number20200053183
DateNov 25, 2020
Instrument2020-0053183
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateNov 25, 2020
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20200053184
Map ReferenceLIB 14 PG 19
Instrument DateOct 19, 2020
Instrument2020-0053184
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 FALL ST, SPRING LAKE, MI 49456-1931

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateFeb 18, 2020
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20200006181
Map ReferenceLB 14 PG 19
Instrument DateFeb 03, 2020
Instrument2020-0006181
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 FALL ST, SPRING LAKE, MI 49456-1931

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateFeb 18, 2020
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20200006179
Map ReferenceLB 14 PG 19
Instrument DateFeb 03, 2020
Instrument2020-0006179
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address708 FALL ST, SPRING LAKE, MI 49456-1931

Mortgage

Document Number20200006180
DateFeb 18, 2020
Instrument2020-0006180
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateSep 13, 2019
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20190032496
Map ReferenceLB 14 PG 19
Instrument DateAug 28, 2019
Instrument2019-0032496
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 FALL ST, SPRING LAKE, MI 49456-1931

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateOct 17, 2018
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20180037332
Map ReferenceLB14 PG19
Instrument DateOct 12, 2018
Instrument2018-0037332
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,403.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 HILLCREST ST, 1200, GRAND HAVEN, MI 49417-2154

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 FALL ST, SPRING LAKE, MI 49456-1931

Mortgage

Document Number20180037334
DateOct 17, 2018
Instrument2018-0037334
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateAug 04, 2017
Property Address708 FALL ST, SPRING LAKE, MI 49456-1931
Document Number20170028763
Map ReferenceLB14 PG19
Instrument DateJun 01, 2017
Instrument2017-0028763
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address708 FALL ST, SPRING LAKE, MI 49456-1931

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
MunicipalitySpring Lake Village
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (+17.29%)$460,000 (+17.29%)
2025$280.00 (+1%) Homeowner's exemption$196,100$392,200
2024$140.00 (-19.08%)
2022$173.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 194 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRING LAKE TOWNSHIP
serves 9,393 people
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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