708 Esther St, Jefferson, SD 57038 Property Records

Union County property record for 708 Esther St, Jefferson, SD 57038

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1976
Lot Size0.276 acres (12,040 sqft)
OwnerIndividual Name on Record
Last Sale$73,500 (Apr 2008)
Tax Bill$2,366 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04.03.01.1015

Property Details

APN / Parcel Number

Primary APN04.03.01.1015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Living Area
Basement Area832 sqft
Finished Basement832 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address708 ESTHER ST
CityJEFFERSON
StateSD
Zip57038-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 OLIVERS ADD JEFF CITY
Legal Range48
Legal Township90
Legal Section18
Legal SubdivisionOLIVERS ADD
Legal BlockB
Legal Lot Number4
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1059
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address708 ESTHER ST, JEFFERSON, SD 57038-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2008 · Amount on Record
Deed SaleApr 9, 2008 · Amount on Record
Prior SaleMay 18, 2007 · Amount on Record
Deed Document Number20081806
Deed Book / Page98 / 264
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address708 ESTHER ST, JEFFERSON, SD 57038-2031
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000178/548
DateMay 24, 2021
Book Page178/548
Instrument212527
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressCENTERVILLE, SD 57014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityJefferson City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,366.00 (+0.04%)$143,139 (-) Land $22,314 Building $120,825
2025$2,365.00 (-0.21%)$143,139 (+8.31%) Land $22,314 Building $120,825
2024$2,370.00 (+3.22%)
2023$2,296.00 (+6.1%)$132,156 Land $22,315 Building $109,841
2022$2,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON
serves 475 people · EPA ID SD4600060
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable · Fiber in parts of the area
1,500 / 50
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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