708 E State St, Toledo, IA 52342 Property Records

Tama County property record for 708 E State St, Toledo, IA 52342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1963
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2025)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Oct 2015 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14.14.352.004`

Property Details

APN / Parcel Number

Primary APN	`14.14.352.004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 E STATE ST
City	TOLEDO
State	IA
Zip	52342-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R J HARRISON'S LOT 1 BLK 1
Legal Subdivision	R.J.HARRISON
Legal Block	1
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3022
Census Tract	290400

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 N ANN ST, TOLEDO, IA 52342-1819
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2015	Deed of Trust, Mortgage STATE BANK
Jun 10, 2025	Warranty Deed, Transfer · Closed-End Mortgage WCF FINANCIAL BANK
Nov 6, 2013	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	20251496
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	000926/005
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	708 E STATE ST, TOLEDO, IA 52342-1841
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000949/071
Date	Oct 1, 2015
Book Page	0949/071
Instrument	2015-2526

Lender

Name	STATE BANK
Type	Bank
Address	TOLEDO, IA 52342

Agreement

Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 10, 2025
Property Address	708 E STATE ST, TOLEDO, IA 52342-1841
Document Number	0020251496
Instrument Date	Jun 9, 2025
Instrument	2025-1496
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 N ANN ST, TOLEDO, IA 52342-1819

Mortgage

Document Number	0020251568
Date	Jun 10, 2025
Instrument	2025-1568

Lender

Name	WCF FINANCIAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 15, 2030

Mortgage

Document Number	0020251569
Date	Jun 19, 2025
Instrument	2025-1569

Lender

Name	WCF FINANCIAL BANK
Type	Bank
Address	WEBSTER CITY, IA 50595

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 15, 2030

November 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Nov 6, 2013
Property Address	708 E STATE ST, TOLEDO, IA 52342-1841
Document Number	000926/005
Book / Page	0926 / 005
Instrument Date	Nov 5, 2013
Instrument	2013-3326
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E STATE ST, TOLEDO, IA 52342-1841
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Toledo City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+9.57%)	$114,520 (+16.89%) Land $15,000 Building $99,520	$114,520 (+16.89%) Land $15,000 Building $99,520
2024	$2,028.00 (+12.35%)	$97,970 (-) Land $15,000 Building $82,970
2023		$97,970 Land $15,000 Building $82,970	$97,970 Land $15,000 Building $82,970
2022	$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER SUPPLY serves 2,399 people · EPA ID IA8676027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Windstream.

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