Yancey County property record for 708 E Main St, Burnsville, NC 28714
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,488 sqft · built 1980 |
| Lot Size | 2.79 acres (121,532 sqft) |
| Owner | Company Name on File |
| Last Sale | $511,000 (Apr 2023) |
| Tax Bill | $5,248 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 082015744315.000 |
| Primary APN | 082015744315.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,488 sqft Total Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 121,532 sqft (2.79 acres) |
| Canopy | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 86546 |
|---|---|
| Street Address | 708 E MAIN ST |
| City | BURNSVILLE |
| State | NC |
| Zip | 28714-3102 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-2 |
| Legal Subdivision | W J BANKS AND WIFE KATHLEEN |
| Jurisdiction | YANCEY NC |
| Township / Civil Division | BURNSVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960200 |
708 E Main St, a commercial property, is owned by a company that bought it in April 2023.
Source: Yancey County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 939, BURNSVILLE, NC 28714-0939 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 3, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANKS PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Prior Sale | Aug 3, 2021 · Amount on File |
| Deed Document Number | 2023893 |
| Deed Book / Page | 896 / 676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANCEY NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 708 E MAIN ST, BURNSVILLE, NC 28714-3102 |
| Document Number | 0000002076 |
| Book / Page | 962 / 141 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20262076 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000002076, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 962/141 |
| Instrument | 20262076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANCEY NC |
| Recording Date | Aug 3, 2021 |
| Property Address | 708 E MAIN ST, BURNSVILLE, NC 28714-3102 |
| Document Number | 0008560162 |
| Book / Page | 856 / 162 |
| Map Reference | MB 2 PG 52-B |
| Instrument Date | Aug 1, 2021 |
| Instrument | 2021002586 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 LORIDON DR, 10, WEAVERVILLE, NC 28787-8338 |
| Name | Verified Name |
|---|---|
| Address | 708 E MAIN ST, BURNSVILLE, NC 28714-3102 |
| Document Number | 2021002587 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021002587 |
| Name | BANKS PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
The 2026 property tax bill for 708 E Main St was $5,248.
Source: Yancey County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Burnsville Town |
| County | Yancey County |
| Unified School District | Yancey County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,248.00 (-0.02%) | $1,009,400 (-) Land $863,200 Building $146,200 |
| 2025 | $5,249.00 | $1,009,400 Land $863,200 Building $146,200 |
| 2023 | $3,068.00 | $511,350 Land $461,600 Building $49,750 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 708 E Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 708 E Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BURNSVILLE serves 4,069 people · EPA ID NC0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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