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708 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 708 E Main St, Bridgewater, NJ 08807 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,703 sqft · built 1950
Lot Size0.358 acres (15,599 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Sep 2023)
Tax Bill$10,255 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00334-0000-00001

Property Details

APN / Parcel Number

Primary APN06-00334-0000-00001
Alternative APNs
  • 060033400001
  • S002

Interior

Stories1 Story
Building Area1,703 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Lot Area15,599 sqft (0.358 acres)
Lot Dimensions120 ft deep x 130 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberS002
Street Address708 E MAIN ST
CityBRIDGEWATER
StateNJ
Zip08807-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMANVILLE PARK
Legal Block334
Legal Lot Number1
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2042
Census Tract51000

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00334-0000-00001

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · FHA Mortgage
KIND LENDING LLC
Sep 11, 2023Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 20, 2022Deed, Transfer · Commercial Mortgage
GERARD GALSTER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleJun 20, 2022 · Amount on Record
Deed Document Number202323632
Deed Book / Page7523 / 3582
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateJun 15, 2026
Property Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343
Document Number0000016686
Book / Page7686 / 2479
Instrument DateJun 01, 2026
Instrument202616686
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343

Mortgage

Document Number0000016686,
DateJun 15, 2026
Book Page7686/2479
Instrument202616686
Lender
NameKIND LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 11, 2023
Property Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343
Document Number0000023632
Book / Page7523 / 3582
Instrument DateSep 05, 2023
Instrument2023023632
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,609.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address726 US HIGHWAY 202320164, BRIDGEWATER, NJ 08807

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343

Mortgage

Document Number0000023633
DateSep 11, 2023
Instrument2023023633
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJun 20, 2022
Property Address708 E MAIN ST, BRIDGEWATER, NJ 08807-3343
Document Number0000027627
Book / Page7452 / 176
Instrument DateMay 31, 2022
Instrument2022027627
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,927.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 ALLEN RD, 209, BAYVILLE, NJ 08721-1513

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E MAIN ST # 320-16, 320-16, BRIDGEWATER, NJ 08807-3343

Mortgage

Document Number0000027628
DateJun 20, 2022
Instrument2022027628
Lender
NameGERARD GALSTER
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$587,000 (+11.45%) Land $143,500 Building $443,500$587,000 (+11.45%) Land $143,500 Building $443,500
2025$10,255.00 (+14.86%)$526,700 (+83.07%) Land $127,500 Building $399,200$526,700 (+83.07%) Land $127,500 Building $399,200
2024$8,928.00 (+63.55%)
2023$287,700 (+9.94%) Land $127,500 Building $160,200$287,700 (+9.94%) Land $127,500 Building $160,200
2022$5,459.00 (+5.77%)$261,700 Land $123,500 Building $138,200$261,700 Land $123,500 Building $138,200
2021$5,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1979–2021)
Claims Outside the SFHA1 of 24
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 12% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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