708 E Ayers St, Osceola, IA 50213 Property Records

Clarke County property record for 708 E Ayers St, Osceola, IA 50213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1971
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01183`

Property Details

APN / Parcel Number

Primary APN	`01183`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	708 E AYERS ST
City	OSCEOLA
State	IA
Zip	50213-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL'S ADDITIONN 1/2 W 1/2 LOT 2 BLOCK 2
Legal Subdivision	OSC-PAUL'S ADDTN
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLARKE IA
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1026
Census Tract	960100

Owner

Source: Clarke County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 E AYERS ST, OSCEOLA, IA 50213-1366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE IA
Property Address	708 E AYERS ST, OSCEOLA, IA 50213-1366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1269
Date	Jul 12, 2017
Book Page	2017/1269
Instrument	2017-1269

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jul 5, 2024

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clarke County
Municipality	Osceola City
Unified School District	Clarke Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,380 (-) Land $18,750 Building $136,630	$155,380 (-) Land $18,750 Building $136,630
2025	$2,514.00 (+8.55%) Homeowner's exemption	$155,380 (+16.04%) Land $18,750 Building $136,630	$155,380 (+16.04%) Land $18,750 Building $136,630
2024	$2,316.00 (-2.93%)
2023		$133,900 (+21.56%) Land $15,000 Building $118,900	$133,900 (+21.56%) Land $15,000 Building $118,900
2022	$2,386.00 Homeowner's exemption	$110,150 Land $13,180 Building $96,970
2021			$110,150 Land $13,180 Building $96,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATER WORKS serves 5,503 people · EPA ID IA2038038
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

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