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708 E 16th St, Frederick, MD 21701 Property Records

Frederick County property record for 708 E 16th St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1981
Square Footage1,432 sqft Living Area
Lot Size7,318 sqft (0.168 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2019)
Tax Bill$5,149.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-047624
Alternative APNs
  • 2047624
  • 047624

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,432 sqft Living Area
1st Floor1,032 sqft 1st Floor
Basement Area400 sqft Basement
Finished Basement400 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area7,318 sqft (0.168 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number047624
Street Address708 E 16TH ST
CityFREDERICK
StateMD
Zip21701-4481
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 18 SC 1 BK D PL 2 7318 SQ FT FREDERICKTOWNE VILLAGE
Legal SubdivisionFREDERICKTOWNE VILLAGE
Legal BlockD
Legal Lot Number18
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1016
Census Tract750805

Owner

Source: Frederick County records · APN 02-047624

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 E 16TH ST, FREDERICK, MD 21701-4481
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS
Feb 08, 2019Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2019 · Amount on Record
Deed SaleFeb 08, 2019 · Amount on Record
Deed Book / Page12829 / 399
Prior Transfer DateJan 31, 2019
Prior Transfer Doc0128290399
Record RefreshedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address708 E 16TH ST, FREDERICK, MD 21701-4481
Document Number0135500119
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyCHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E 16TH ST FREDERICK MD 217014481, FREDERICK, MD 21701-4481

Mortgage

Document Number0135500119
DateFeb 26, 2020
Book Page013550/000119
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateFeb 08, 2019
Property Address708 E 16TH ST, FREDERICK, MD 21701-4481
Document Number0128290399
Book / Page012829 / 000399
Instrument DateJan 31, 2019
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyUNITED TITLE, UNITED TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address706 E 16TH ST FREDERICK MD 217014481, FREDERICK, MD 21701-4481

Mortgage

Document Number128290406
DateFeb 08, 2019
Book Page012829/000406
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 07, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$317,000 (+16.57%) Land $110,300 Building $206,700$317,000 (-) Land $110,300 Building $206,700
2024$5,149.00 (+7.14%)
2023$4,806.00 Homeowner's exemption$271,933$317,000 Land $110,300 Building $206,700

Flood & Wildfire

708 E 16th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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