Chesapeake City property record for 708 Denham Arch, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,196 sqft · built 1998 |
| Lot Size | 0.558 acres (24,306 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jul 2026) |
| Tax Bill | $6,349 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2013 Line of Credit + 4 more |
| APN | 0618001000840 |
| Primary APN | 0618001000840 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Upper Floors Area | 1,364 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,306 sqft (0.558 acres) |
| Lot Dimensions | 270 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 790 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 708 DENHAM ARCH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 84A RESUB LTS 83-87,89 RAMSGATE SEC 1A |
| Legal Subdivision | ETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21013 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 20, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Mar 6, 2013 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC |
| Nov 1, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC |
| Jul 13, 2005 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2005 · Amount on Record |
| Deed Document Number | 202618615 |
| Deed Book / Page | 11003 / 51 |
| Prior Transfer Date | Feb 25, 2012 |
| Prior Transfer Doc | 8634/837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 20, 2026 |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Document Number | 0000018615 |
| Book / Page | 11003 / 51 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202618615 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Document Number | 0000018616, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 11003/54 |
| Instrument | 202618616 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008995/62 |
|---|---|
| Date | Mar 6, 2013 |
| Book Page | 8995/62 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 010250/255 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 10250/255 |
| Instrument | 200041153 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | JUST US TITLE, JUSTICE TITLE |
| Name | Verified Name |
|---|
| Document Number | 009717/987 |
|---|---|
| Date | Nov 1, 2016 |
| Book Page | 9717/987 |
| Instrument | 160030892 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 10250/255 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 10250/255 |
| Instrument | 200041153 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 13, 2005 |
| Property Address | 708 DENHAM ARCH, CHESAPEAKE, VA 23322-6826 |
| Document Number | 006029/227 |
| Book / Page | 6029 / 227 |
| Instrument Date | Jul 9, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,100 (+6.92%) Land $220,000 Building $452,100 | $672,100 (+6.92%) Land $220,000 Building $452,100 | |
| 2025 | $6,349.00 (+4.75%) | $628,600 (+9.08%) Land $195,000 Building $433,600 | $628,600 (+9.08%) Land $195,000 Building $433,600 |
| 2024 | $6,061.00 (+34.09%) | ||
| 2023 | $576,300 (+9.07%) Land $185,000 Building $391,300 | $576,300 (+9.07%) Land $185,000 Building $391,300 | |
| 2022 | $528,400 Land $160,000 Building $368,400 | $528,400 Land $160,000 Building $368,400 | |
| 2019 | $4,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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