708 Decatur Ct, Cincinnati, OH 45240 Property Records

Hamilton County property record for 708 Decatur Ct, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,129 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	Owner Name on File
Last Sale	$92,000 (Mar 1999)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`591-0005-0085-00`

Property Details

APN / Parcel Number

Primary APN	`591-0005-0085-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft
Basement Area	1,129 sqft

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	708 DECATUR CT
City	CINCINNATI
State	OH
Zip	45240-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DECATUR CT 65 X 120 LOT 241 CAMERON PARK SUB SEC 6
Legal Subdivision	CAMERON PARK SUB
Legal Lot Number	241
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	5
Census Block	5002
Census Tract	21504

Owner

The current owner of 708 Decatur Ct acquired it in March 1999.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
May 4, 2022	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Mar 27, 2018	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1999 · Amount on File
Deed Sale	Mar 2, 1999 · Amount on File
Deed Document Number	866478
Deed Book / Page	59100
Last Transfer Date	Mar 3, 1999
Transfer Doc	0079000626
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 DECATUR CT, CINCINNATI, OH 45240-3114

Mortgage

Document Number	0000079798
Date	Nov 9, 2023
Book Page	15040/516
Instrument	2023-0079798

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	OLD TOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 DECATUR CT, CINCINNATI, OH 45240-3114

Mortgage

Document Number	0000044721
Date	May 4, 2022
Book Page	14660/673
Instrument	2022-0044721

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031915
Date	Mar 28, 2022
Book Page	14633/1562
Instrument	2022-0031915

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016278
Date	Feb 14, 2022
Book Page	14604/1848
Instrument	2022-0016278

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jan 1, 2027

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081187
Date	Sep 6, 2017
Instrument	17-0081187

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2022

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	708 DECATUR CT, CINCINNATI, OH 45240-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024783
Date	Mar 27, 2018
Instrument	18-0024783

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 708 Decatur Ct was $2,708, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+2.73%)	$46,029 (-) Land $9,282 Building $36,747
2024	$2,636.00 (-1.35%)	$46,029 (-) Land $9,282 Building $36,747
2023	$2,672.00 (+4.83%)	$46,029 (+38.5%) Land $9,282 Building $36,747	$131,510 Land $26,520 Building $104,990
2022	$2,549.00 Homeowner's exemption	$33,233 Land $8,257 Building $24,976
2020			$94,950 Land $23,590 Building $71,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Decatur Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 708 Decatur Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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