708 Coolbrook Rd, Union Grove, NC 28689 Property Records

Iredell County property record for 708 Coolbrook Rd, Union Grove, NC 28689

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,372 sqft · built 2001
Lot Size	11.4 acres (497,891 sqft)
Owner	2 Company Names on Record
Last Sale	$178,500 (Aug 2018)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4812-09-3474.000`

Property Details

APN / Parcel Number

Primary APN	`4812-09-3474.000`
Alternative APNs	`80079887` `80044231` `80100105`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,372 sqft Heated Area
Gross Area	4,924 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	497,891 sqft (11.4 acres)
Lot Width	629 ft Width
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80100105
Street Address	708 COOLBROOK RD
City	UNION GROVE
State	NC
Zip	28689-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1595
Legal Subdivision	NEW HOPE WEST
Legal Block	9
Jurisdiction	IREDELL NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1028
Census Tract	60901

Owner

Source: Iredell County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 1, 2023	Intrafamily Transfer, Transfer
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 10, 2021	Intrafamily Transfer, Transfer
Aug 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Book / Page	2570 / 147
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	25481779
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Aug 10, 2026
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Document Number	3233001957
Book / Page	3233 / 1957
Instrument Date	Jul 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225

Mortgage

Document Number	3233001957,
Date	Aug 10, 2026
Book Page	3233/1957

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Mar 1, 2023
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Document Number	0002978185
Book / Page	2978 / 185
Instrument Date	Jan 24, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225

Mortgage

Document Number	0028331502
Date	Jul 20, 2021
Book Page	2833/1502

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Mar 10, 2021
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Document Number	0002791545
Book / Page	2791 / 545
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 3, 2018
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Document Number	2570147
Book / Page	002570 / 000147
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$357.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MCCARTER RD UNION GROVE NC 286899331, UNION GROVE, NC 28689-9331

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 11, 2018
Property Address	708 COOLBROOK RD, UNION GROVE, NC 28689-9225
Document Number	25481779
Book / Page	002548 / 001779
Instrument Date	Mar 27, 2018
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$494.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,330 (-) Land $72,010 Building $285,320	$357,330 (-) Land $72,010 Building $285,320
2025	$2,168.00 (+2.94%)	$357,330 (+3.03%) Land $72,010 Building $285,320	$357,330 (+3.03%) Land $72,010 Building $285,320
2023	$2,106.00	$346,810 Land $72,010 Building $274,800	$346,810 Land $72,010 Building $274,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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