708 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 708 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 1907
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2023)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-14-0058`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-14-0058`
Alternative APNs	`8512231` `570528`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	844 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Asbestos
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	570528
Street Address	708 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON HILLS ADD B40&45-49 LOT 8 BLK 8
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	8
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3015
Census Tract	31000

Owner

708 Cook Ave E is owned and occupied by two individuals who bought it in April 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 COOK AVE E, SAINT PAUL, MN 55106-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Aug 27, 2003 · Amount on File
Deed Document Number	20232752158
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2023
Property Address	708 COOK AVE E, SAINT PAUL, MN 55106-3105
Document Number	0T02752158
Instrument Date	Apr 7, 2023
Instrument	T02752158
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 COOK AVE E, SAINT PAUL, MN 55106-3105

Mortgage

Document Number	0T02752159
Date	Apr 11, 2023
Instrument	T02752159

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	708 COOK AVE E, SAINT PAUL, MN 55106-3105
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02708538
Date	Aug 9, 2021
Instrument	T02708538

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 708 Cook Ave E was $5,220 with a homeowner's exemption, up 28.6% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,400 (-5.63%) Land $25,000 Building $295,400	$320,400 (-5.63%) Land $25,000 Building $295,400
2025	$5,220.00 (+28.63%) Homeowner's exemption	$339,500 Land $25,000 Building $314,500	$339,500 Land $25,000 Building $314,500
2024	$4,058.00 (+2.32%)
2023	$3,966.00 Homeowner's exemption	$269,900 Land $20,000 Building $249,900	$269,900 Land $20,000 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 708 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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