708 Cimarron Rd, Richmond, KY 40475 Property Records

Madison County property record for 708 Cimarron Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft
Lot Size	0.208 acres (9,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Jul 2026)
Tax Bill	$668 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R014-0001-0104`

Property Details

APN / Parcel Number

Primary APN	`R014-0001-0104`
Alternative APNs	`100819` `138043` `68030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,090 sqft (0.208 acres)

Location & Zoning

Account Number	68030
Street Address	708 CIMARRON RD
City	RICHMOND
State	KY
Zip	40475-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRAZEWOOD LOT 104 BLK B
Legal Subdivision	FRAZEWOOD
Legal Block	B
Legal Lot Number	104
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2006
Census Tract	10301

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Oct 6, 2006	Deed of Trust, Mortgage BENEFICIAL KY INC
Apr 6, 2026	Deed, Transfer · Construction Mortgage FARMERS BANK
Apr 6, 2026	Deed, Transfer · Construction Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	202614361592
Deed Book / Page	885 / 360
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 10, 2026
Property Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Document Number	0014361592
Book / Page	885 / 360
Instrument Date	Jul 6, 2026
Instrument	202614361592
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,887.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Investor	Possibly a Property Investor

Mortgage

Document Number	0014361592,
Date	Jul 10, 2026
Book Page	2483/502
Instrument	202614361592

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1137/420
Date	Oct 6, 2006
Book Page	M1137/420
Instrument	376848

Lender

Name	BENEFICIAL KY INC
Address	LEXINGTON, KY 40503

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2036

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 6, 2026
Property Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Document Number	0014336630
Book / Page	881 / 88
Instrument Date	Mar 31, 2026
Instrument	202614336630
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0014336632,
Date	Apr 6, 2026
Book Page	2457/518
Instrument	202614336632

Lender

Name	FARMERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2027

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 6, 2026
Property Address	708 CIMARRON RD, RICHMOND, KY 40475-8706
Document Number	0014336631
Book / Page	881 / 91
Instrument Date	Mar 31, 2026
Instrument	202614336631
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,635.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1833 RED HOUSE RD, RICHMOND, KY 40475-8900

Mortgage

Document Number	0014336632,
Date	Apr 6, 2026
Instrument	202614336632

Lender

Name	FARMERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2027

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (+11.71%) Homeowner's exemption	$120,000 (+11.11%)	$120,000 (+11.11%)
2023	$598.00 (-8.84%) Homeowner's exemption	$108,000 (-)	$108,000 (-)
2022	$656.00 Homeowner's exemption	$108,000	$108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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