708 Chelsea Oaks Pl, Ballwin, MO 63021 Property Records

St. Louis County property record for 708 Chelsea Oaks Pl, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,066 sqft · built 1990
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,500 (Dec 2020)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25S-63-0587`

Property Details

APN / Parcel Number

Primary APN	`25S-63-0587`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,365 sqft
Basement Area	225 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	110 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	442 sqft
Patio Area	492 sqft
Balcony Area	90 sqft
Poultry House	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 CHELSEA OAKS PL
City	BALLWIN
State	MO
Zip	63021-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR OAKS PLAT ONE 12 8 89 LOT 125
Legal Subdivision	ARBOR OAKS PLAT ONE
Legal Lot Number	125
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 CHELSEA OAKS PL, BALLWIN, MO 63021-7374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	2020474
Deed Book / Page	24498 / 2168
Prior Transfer Date	Jan 17, 2003
Prior Transfer Doc	0000001239
Record Updated	Oct 29, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 11, 2020
Property Address	708 CHELSEA OAKS PL, BALLWIN, MO 63021-7374
Document Number	0244982168
Book / Page	24498 / 2168
Map Reference	MB 292 PG 61-63
Instrument Date	Nov 20, 2020
Instrument	2020121100474
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 BRENT ALAN WAY, 614, BALLWIN, MO 63021-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CHELSEA OAKS PL, BALLWIN, MO 63021-7374

Mortgage

Document Number	2020121100475
Date	Dec 11, 2020
Instrument	2020121100475

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,320 (-) Land $39,460 Building $69,860	$575,400 (-) Land $207,700 Building $367,700
2025	$6,694.00 (+4.46%)	$109,320 (+10.28%) Land $39,460 Building $69,860	$575,400 (+10.29%) Land $207,700 Building $367,700
2024	$6,408.00 (+1.42%)
2023	$6,318.00 (+11.94%)	$99,130 (+22.59%) Land $27,630 Building $71,500	$521,700 (+22.58%) Land $145,400 Building $376,300
2022	$5,644.00	$80,860 Land $19,950 Building $60,910
2021			$425,600 Land $105,000 Building $320,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20