708 Cape Cod Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 708 Cape Cod Cir, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,293 sqft · built 2000
Lot Size0.149 acres (6,503 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Sep 2019)
Tax Bill$3,286 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086308-8134

Property Details

APN / Parcel Number

Primary APN086308-8134
Alternative APN
  • U29292132ZA00000000670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,293 sqft Living Area
Gross Area2,009 sqft
1st Floor Area1,293 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,503 sqft (0.149 acres)
Lot Dimensions133 ft deep x 43 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area254 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0863088134
Street Address708 CAPE COD CIR
CityVALRICO
StateFL
Zip33594-4382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCOPPER RIDGE TRACT D LOT 67 BLOCK A
Legal Range21E
Legal Township29S
Legal Section29
Legal SubdivisionCOPPER RIDGE TRACT D
Legal TractD
Legal BlockA
Legal Lot Number67
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3000
Census Tract13205

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address708 CAPE COD CIR, VALRICO, FL 33594-4382
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 9, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2019 · Amount on Record
Deed SaleSep 9, 2019 · Amount on Record
Prior SaleOct 21, 2016 · Amount on Record
Deed Document Number2019387964
Deed Book / Page26933 / 1757
Prior Transfer DateJul 11, 2009
Prior Transfer Doc0000365045
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address708 CAPE COD CIR, VALRICO, FL 33594-4382
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyHILLSBOROUGH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CAPE COD CIR, VALRICO, FL 33594-4382

Mortgage

Document Number0000046894
DateJan 29, 2021
Instrument2021046894
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 9, 2019
Property Address708 CAPE COD CIR, VALRICO, FL 33594-4382
Document Number0000387964
Book / Page26933 / 1757
Map ReferenceMB 84 PG 11
Instrument DateAug 30, 2019
Instrument2019387964
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 E SADIE ST, 211, BRANDON, FL 33510-4524

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CAPE COD CIR, VALRICO, FL 33594-4382

Mortgage

Document Number0269331759
DateSep 9, 2019
Instrument26933/1759
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,856 (+2.7%)$240,112 (-2.02%) Land $66,054 Building $174,058
2025$3,286.00 (+11.69%) Homeowner's exemption$182,917 (+5.99%)$245,066 (+4.62%) Land $66,054 Building $179,012
2023$2,942.00 (+5.75%) Homeowner's exemption$172,584 (+3%)$234,240 (-2.12%) Land $60,050 Building $174,190
2022$2,782.00 Homeowner's exemption$167,557$239,305 Land $60,050 Building $179,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1979–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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