708 Bay Harbor Dr, Hampstead, NC 28443 Property Records

Pender County property record for 708 Bay Harbor Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,290 sqft · built 1986
Lot Size	0.557 acres (24,263 sqft)
Owner	Individual Name on File
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`4214-87-2760-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-87-2760-0000`
Alternative APNs	`400817599` `817599`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
Basement Area	132 sqft
Unfinished Basement	132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	24,263 sqft (0.557 acres)
Lot Dimensions	345 ft deep x 70 ft wide
Porch	Porch
Porch Area	144 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400817599
Street Address	708 BAY HARBOR DR
City	HAMPSTEAD
State	NC
Zip	28443-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	L 10, PB 21/117, BAY HARBOR
Legal Subdivision	BAY HARBOR
Legal Lot Number	10
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

Source: Pender County records · APN 4214-87-2760-0000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	708 BAY HARBOR DR, HAMPSTEAD, NC 28443-2771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	708 BAY HARBOR DR, HAMPSTEAD, NC 28443-2771
Document Number	0046392179
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 BAY HARBOR DR HAMPSTEAD NC 284432771, HAMPSTEAD, NC 28443-2771

Mortgage

Document Number	0046392179
Date	Mar 24, 2017
Book Page	004639/002179
Instrument	20021727

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 23, 2057

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (+8.48%)	$266,438 (+51.29%) Land $74,814 Building $191,624	$266,438 (+51.29%) Land $74,814 Building $191,624
2023		$176,115 (-) Land $53,426 Building $122,689	$176,115 (-) Land $53,426 Building $122,689
2022	$1,686.00	$176,115 Land $53,426 Building $122,689	$176,115 Land $53,426 Building $122,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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