708 Ballast Way, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 708 Ballast Way, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	3 ba · 2,704 sqft · built 1995
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2013)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90087862`

Property Details

APN / Parcel Number

Primary APN	`02-892-90087862`
Alternative APNs	`289290087862` `89290087862`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	89290087862
Street Address	708 BALLAST WAY
City	ANNAPOLIS
State	MD
Zip	21401-7112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 4 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 BALLAST WAY, ANNAPOLIS, MD 21401-7112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2013 · Amount on Record
Deed Sale	Jan 4, 2013 · Amount on Record
Prior Sale	Jun 22, 2010
Deed Book / Page	25567 / 347
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	708 BALLAST WAY, ANNAPOLIS, MD 21401-7112
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	HOME SETTLEMENT CENTRE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360260002
Date	Jan 27, 2021
Book Page	36026/2

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,900 (+17.61%) Land $200,000 Building $346,900	$546,900 (+17.61%) Land $200,000 Building $346,900
2025	$5,169.00 (+15.02%)
2023	$4,494.00 Homeowner's exemption	$465,000 Land $190,000 Building $275,000	$465,000 Land $190,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ballast Way

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