Hamilton County property record for 708 Albert Rd, Signal Mountain, TN 37377
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1962 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jun 2020) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098J A 003 |
| Primary APN | 098J A 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000025198 |
|---|---|
| Street Address | 708 ALBERT RD |
| City | SIGNAL MOUNTAIN |
| State | TN |
| Zip | 37377-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LT 9 SIGNAL TERRACE PB 19 PG 81 |
| Legal Subdivision | SIGNAL TERRACE |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 11004 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 ALBERT RD, SIGNAL MOUNTAIN, TN 37377-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional with PMI INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Deed Document Number | 2020061800158 |
| Deed Book / Page | 12041 / 96 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 708 ALBERT RD, SIGNAL MOUNTAIN, TN 37377-2616 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000019 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 12690/609 |
| Instrument | 2021101400019 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 18, 2020 |
| Property Address | 708 ALBERT RD, SIGNAL MOUNTAIN, TN 37377-2616 |
| Document Number | 0618000158 |
| Book / Page | 012041 / 000096 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 200618000158 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 708 ALBERT RD SIGNAL MOUNTAIN TN 373772616, SIGNAL MOUNTAIN, TN 37377-2616 |
| Document Number | 618000159 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 012041/000098 |
| Instrument | 200618000159 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Signal Mountain Town |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (-7.42%) | $88,150 (+36.67%) | $352,600 (+36.67%) Land $100,000 Building $252,600 |
| 2024 | $1,443.00 (+11.26%) | $64,500 (+11.21%) | $258,000 (+11.21%) Land $60,000 Building $198,000 |
| 2023 | $1,297.00 | $58,000 | $232,000 Land $60,000 Building $172,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIGNAL MOUNTAIN WATER SYSTEM serves 7,761 people · EPA ID TN0000634 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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