Tama County property record for 708 4th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 896 sqft · built 1940 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,500 (Apr 2025) |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Jul 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.258.005 |
| Primary APN | 07.10.258.005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Basement Area | 896 sqft |
| Finished Basement | 50 sqft |
| Unfinished Basement | 846 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 708 4TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 23 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 23 |
| Legal Lot Number | 13 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2006 | Deed of Trust, Mortgage VERIDIAN CU |
| Jul 18, 2005 | Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU |
| Apr 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 4, 2012 | Special Warranty Deed, Transfer |
| Jul 23, 2012 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2024 · Amount on Record |
| Deed Document Number | 2025999 |
| Prior Transfer Date | Jul 3, 2012 |
| Prior Transfer Doc | 000906/170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000782/072 |
|---|---|
| Date | Sep 13, 2006 |
| Book Page | 0782/072 |
| Instrument | 2006-5451 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 27, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000748/204 |
|---|---|
| Date | Jul 18, 2005 |
| Book Page | 0748/204 |
| Instrument | 2005-0195 |
| Name | JOHN DEERE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 85 Months |
| Due | Aug 1, 2012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 30, 2025 |
| Property Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Document Number | 0020250999 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2025-0999 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Document Number | 0020251000 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025-1000 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Sep 4, 2012 |
| Property Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Document Number | 000906/451 |
| Book / Page | 0906 / 451 |
| Instrument Date | Aug 28, 2012 |
| Instrument | 2012-3006 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 23, 2012 |
| Property Address | 708 4TH ST, TRAER, IA 50675-1202 |
| Document Number | 000906/170 |
| Book / Page | 0906 / 170 |
| Instrument Date | Jul 3, 2012 |
| Instrument | 2012-2553 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4001 LEADENHALL RD, MOUNT LAUREL, NJ 08054-4611 |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 | $90,510 (+16.23%) Land $11,040 Building $79,470 | $90,510 (+16.23%) Land $11,040 Building $79,470 |
| 2023 | $77,870 Land $11,040 Building $66,830 | $77,870 Land $11,040 Building $66,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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