708 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 708 45th St, Oakland, CA 94609

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,649 sqft · built 1900
Lot Size	0.056 acres (2,450 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Mar 2009)
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-1165-13`

Property Details

APN / Parcel Number

Primary APN	`13-1165-13`
Alternative APN	`013-1165-013-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Lot Area	2,450 sqft (0.056 acres)

Location & Zoning

Street Address	708 45TH ST
City	OAKLAND
State	CA
Zip	94609-1803
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00013 BLK: AR: 0013 PAGE: 1165
Legal Subdivision	ALDEN
Legal Block	2109
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	401000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	202 W SUPERIOR ST, 721, DULUTH, MN 55802-1915
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 18, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2009 · Amount on Record
Deed Sale	Mar 24, 2009 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	200985235
Prior Transfer Date	Aug 15, 2003
Prior Transfer Doc	0000543801
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	708 45TH ST, OAKLAND, CA 94609-1803
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BROADWAY 101, 101, OAKLAND, CA 94607-3730

Mortgage

Document Number	0000046934
Date	Apr 26, 2023
Instrument	2023046934

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	May 1, 2030
Change Frequency	Monthly
Min Rate At Change	3.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	708 45TH ST, OAKLAND, CA 94609-1803
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070680
Date	Apr 18, 2019
Instrument	2019070680

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Jul 1, 2024
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$302,085 (+2%) Land $90,625 Building $211,460
2025	$7,098.00 (+2.5%)	$296,163 (+4.04%) Land $88,849 Building $207,314
2023	$6,925.00	$284,665 Land $85,399 Building $199,266

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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