708 3rd St, #5, Ouray, CO 81427 Property Records

Ouray County property record for 708 3rd St, #5, Ouray, CO 81427

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,072 sqft · built 1900
Lot Size	0.025 acres (1,121 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Oct 2020)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R006340`

Property Details

APN / Parcel Number

Primary APN	`R006340`
Alternative APN	`451531237011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,072 sqft Heated Area
Gross Area	1,071 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	1,121 sqft (0.025 acres)
Garage Type	Basement
Garage Area	275 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R006340
Street Address	708 3RD ST # 5, 5
City	OURAY
State	CO
Zip	81427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBD: STORY BLOCK BUILDING CONDOMINIUMS FILING NO 2 (RESIDENTIAL) UNIT: 5 S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	STORY BLOCK BUILDING CONDOMINIUMS (RESID
Legal Block	B
Legal Unit	5
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1073
Census Tract	967602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

708 3rd St, #5 is owned by two individuals who bought it in October 2020.

Source: Ouray County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21003 WILD CURRENT WAY, CYPRESS, TX 77433-6270
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Document Number	2020226766
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Oct 22, 2020
Property Address	708 3RD ST # 5, 5, OURAY, CO 81427
Document Number	226766
Map Reference	DOC 205188
Instrument Date	Oct 22, 2020
Instrument	226766
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1348, OURAY, CO 81427-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21003 WILD CURRENT WAY, CYPRESS, TX 77433-6270

Mortgage

Document Number	226767
Date	Oct 22, 2020
Instrument	226767

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 708 3rd St, #5 was $2,406, up 24% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (+23.96%)	$36,170 (+15.67%) Building $36,170	$578,720 (+24.01%) Building $578,720
2024	$1,941.00 (+6.88%)	$31,270 (-8.78%) Building $31,270	$466,690 (-7.89%) Building $466,690
2023	$1,816.00	$34,280 Building $34,280	$506,690 Building $506,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 3rd St, #5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	17 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 3rd St, #5 is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20