708 20th Ave N, Sartell, MN 56377 Property Records

Stearns County property record for 708 20th Ave N, Sartell, MN 56377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,450 sqft · built 2002
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$562,000 (Apr 2026)
Tax Bill	$6,616 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-56577-0564`

Property Details

APN / Parcel Number

Primary APN	`92-56577-0564`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Lot Dimensions	356 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 20TH AVE N
City	SARTELL
State	MN
Zip	56377-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 003 CELEBRATION OF SARTELL 2 SECTION 18 TOWNSHIP 125 RANGE 028 SECTION 18 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	18
Legal Subdivision	CELEBRATION OF SARTELL 2
Legal Block	3
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	SARTELL
Census Block Group	2
Census Block	2033
Census Tract	10101

Owner

708 20th Ave N is owned and occupied by two individuals who bought it in April 2026.

Source: Stearns County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 20TH AVE N, SARTELL, MN 56377-2457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 13, 2021	Warranty Deed, Transfer MISC COMPANY
Dec 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	20261712173
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2026
Property Address	708 20TH AVE N, SARTELL, MN 56377-2457
Document Number	0001712173
Instrument Date	Apr 27, 2026
Instrument	20261712173
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,314.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 20TH AVE N, SARTELL, MN 56377-2457

Mortgage

Document Number	0001712176,
Date	Apr 29, 2026
Instrument	20261712176

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 13, 2021
Property Address	708 20TH AVE N, SARTELL, MN 56377-2457
Document Number	00A1613822
Instrument Date	Sep 9, 2021
Instrument	A1613822
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 20TH AVE N, SARTELL, MN 56377-2457

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 4, 2018
Property Address	708 20TH AVE N, SARTELL, MN 56377-2457
Document Number	00A1534333
Instrument Date	Nov 28, 2018
Instrument	A1534333
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 20TH AVE N, SARTELL, MN 56377-2457

Tax Assessment & Valuation

The 2026 property tax bill for 708 20th Ave N was $6,616.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Sartell City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,616.00
2025		$482,100 Land $77,000 Building $405,100	$482,100 Land $77,000 Building $405,100
2023	$5,962.00	$478,000 Land $77,000 Building $401,000	$478,000 Land $77,000 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 20th Ave N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2019–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 20th Ave N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sartell serves 20,300 people · EPA ID MN1730036
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Midco.

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