Lubbock County property record for 708 12th St, Shallowater, TX 79363
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1959 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R69152 |
| Primary APN | R69152 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,908 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 136 ft deep x 75 ft wide |
| Garage Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 708 12TH ST |
|---|---|
| City | SHALLOWATER |
| State | TX |
| Zip | 79363-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0014 |
| Legal Description | GATES G W BLK 5 L 3 |
| Legal Subdivision | GATES G W |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | SHALLOWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10302 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 12TH ST, SHALLOWATER, TX 79363-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUBBOCK NATIONAL BANK |
| Deed of Trust, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 |
| Deed Sale | Oct 16, 2014 |
| Deed Document Number | 2014-37769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 708 12TH ST, SHALLOWATER, TX 79363-5603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034454 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021034454 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 28, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 708 12TH ST, SHALLOWATER, TX 79363-5603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Shallowater City |
| Unified School District | Shallowater Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (-8.8%) Homeowner's exemption | $131,655 (+21%) Land $15,000 Building $194,821 | $209,821 (+25.08%) Land $15,000 Building $194,821 |
| 2024 | $1,444.00 (+15.34%) | ||
| 2023 | $1,252.00 (-33.79%) Homeowner's exemption | $108,805 Land $3,750 Building $164,002 | $167,752 Land $3,750 Building $164,002 |
| 2022 | $1,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHALLOWATER serves 2,964 people · EPA ID TX1520003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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